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Frequent Contributor
atarvuzdar
Posts: 375
Registered: ‎01-20-2012

Capital One Update Income Info

Hey all, not sure if this is a new feature or not but when I logged into my Capital One account just now it asked me if I wanted to update my account info, including income and employment status. I noticed when I clicked on the link that they had no income or employment status for me listed whatsoever. Of course, there's no guarantee that they really don't have my information on file but I updated it ASAP anyway to account for my most recent W2 statement (which is higher than when I first applied for my two cards).

 

Probably not related to everyone with sub-prime CapOne cards not being able to get an increase outside of the EO but wanted to mention it just in case maybe they're starting to evaluate non-prime accounts again.

Current: EQ 673 September2013 / TU 696 September2013 (Walmart)
Start: EQ 584 Feb2012 / TU 629 July2012

Wallet: BofA Cash Rewards Visa Sig $5000 / Lowe's $6000 / JCP $3900 / eBay MC $3200 / Barclaycard Rewards $2000 / Walmart $3300 / CapOne NHRC $2000 / CapOne Platinum #1 $2000 / Amazon $1700 / Discover It $1000 / CapOne Platinum #2 (former Orchard) $750 / Amex Zync $500 Autopay
Valued Contributor
Burned2manybridgesB4
Posts: 1,406
Registered: ‎03-15-2012

Re: Capital One Update Income Info

It's been there for a little while, but now they're pushing it once you log in.

Valued Contributor
jsucool76
Posts: 2,770
Registered: ‎12-11-2011

Re: Capital One Update Income Info

I've noticed the option before, but I never got it pushed on a login. 

 

I wonder if that has been the secret to CLIs all along. :smileytongue: 

Wallet: Capital One Cash Rewards 3500CL, Wells Fargo Cash Back College Visa: 900CL, Paypal Smart Connect: 1286CL, Walmart Discover: 2000CL, UPromise Mastercard: 1000CL, Chase Slate: 500CL, Discover IT: 2000CL, Citi Forward: 1500CL, Bank Of America Student Travel Rewards: 700CL
Valued Contributor
Burned2manybridgesB4
Posts: 1,406
Registered: ‎03-15-2012

Re: Capital One Update Income Info

I'm betting it's an inside tool to "weed out" the candidates for "beyond frontline service."

Senior Contributor
youngandcreditwrthy
Posts: 6,154
Registered: ‎08-16-2012

Re: Capital One Update Income Info

It just asked me mine too.
And it specifically said something about eligibility for clis.
Chances are, they are doing it for the CARD Act or Dodd-Frank.
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $5k| West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Regular Contributor
Tommy5746
Posts: 440
Registered: ‎02-08-2012

Re: Capital One Update Income Info

Same here.. also said they can use this information for credit line increases.. one can hope!

Goal: 700 and an Amex Card!

Chicks Dig Guys With Good Credit :smileyhappy:
Valued Contributor
vish1
Posts: 1,129
Registered: ‎01-20-2011

Re: Capital One Update Income Info

I just logged in hoping they will offer me a CLI from 2250 to 10k or so, nothing :smileysad:

 

I will check a few weeks later. I have NOT used my C1 for more than 2 years now.

Amex PRG | BoA Cash rewards 35K | BoA Cash rewards 7K | Citi AAdvantage 15 K | Chase Sapphire Preferred 11 K | Chase Freedom 10k | Chase United 5 K | Chase Southwest 5K | Chase Airtran 6.4K | Discover IT 8K | Barclays US Airways 7.8 K | DCU 3 K | US Bank Flex Perks 8K | Toys r US 6 K | JC Penney 4.6 K | Macy's 1200 | Kohl's 600
Ex Fico: 762 (PSECU)
EQ Fico: 764 (DCU)
TX Fico: 773 (Discover)

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