Reply
Frequent Contributor
CreditChampion
Posts: 267
Registered: ‎03-15-2012
0

Re: Capital One Upgrade Success Finally!

I talked with a different case manager today and it was a no go. I left a message on the voicemail of the ops case manger.....so we will see if he can get it to go through. I will keep you updated.

Fico Scores: 763 EQ(12/11/12) 768 TU(12/11/12) ? EX(TBD)
Citi Double Cash 10K PenFed Plat Rewards 8.5K Citi Forward $7.1K AMEX BCE 6K AMEX Zync NPSL(AU) Discover it 5K Wells Fargo Cash Back $2.3K BankAmericard Better Balance $700 Chase Freedom $500 Capital One Quicksilver $6K Capital One Platinum (AU) $500 Capital One Secured Card (AU) $251(Closed)
Senior Contributor
jsucool76
Posts: 4,063
Registered: ‎12-11-2011
0

Re: Capital One Upgrade Success Finally!

Good Luck!

 

A PC from a journey would be a new one. Did you ever get your credit steps CLI? 

;
Frequent Contributor
CreditChampion
Posts: 267
Registered: ‎03-15-2012
0

Re: Capital One Upgrade Success Finally!

I am due for that in 8 days.

Fico Scores: 763 EQ(12/11/12) 768 TU(12/11/12) ? EX(TBD)
Citi Double Cash 10K PenFed Plat Rewards 8.5K Citi Forward $7.1K AMEX BCE 6K AMEX Zync NPSL(AU) Discover it 5K Wells Fargo Cash Back $2.3K BankAmericard Better Balance $700 Chase Freedom $500 Capital One Quicksilver $6K Capital One Platinum (AU) $500 Capital One Secured Card (AU) $251(Closed)
Senior Contributor
jsucool76
Posts: 4,063
Registered: ‎12-11-2011
0

Re: Capital One Upgrade Success Finally!

a PC makes you inelgibile for any other offers on your account (including a CLI) for 6 months, so I would hold off :smileytongue: They'll only bump you up to $750 probably though. 

;
Frequent Contributor
CreditChampion
Posts: 267
Registered: ‎03-15-2012
0

Re: Capital One Upgrade Success Finally!

Ok thats good to know i will wait for that measly cli first then lol...

Fico Scores: 763 EQ(12/11/12) 768 TU(12/11/12) ? EX(TBD)
Citi Double Cash 10K PenFed Plat Rewards 8.5K Citi Forward $7.1K AMEX BCE 6K AMEX Zync NPSL(AU) Discover it 5K Wells Fargo Cash Back $2.3K BankAmericard Better Balance $700 Chase Freedom $500 Capital One Quicksilver $6K Capital One Platinum (AU) $500 Capital One Secured Card (AU) $251(Closed)
Senior Contributor
jsucool76
Posts: 4,063
Registered: ‎12-11-2011
0

Re: Capital One Upgrade Success Finally!


CreditChampion wrote:

Ok thats good to know i will wait for that measly cli first then lol...


Yeah that's why I'm happy they PCd me before my first statement cut, so my credit steps will happens just as scheduled haha. I remember the woman said to me (and I saved the chat :smileytongue:) " By agreeing to these account changes, you are no longer eligible for offers from Capital One on this account for 6 months." 

;
Frequent Contributor
Brian_Trying_700
Posts: 445
Registered: ‎09-14-2011
0

Re: Capital One Upgrade Success Finally!


p- wrote:

Nice.  Wonder if they can PC my Orchard card?  Hmmm....:smileyindifferent:


Mine is getting cut up.

Garden mode till 11/19/2013 Amex Zync 500 H-L I Discover More 1750 I Capital One Rewards 1750 I Barclay Apple 1500 I Macys 2000 I Orchard 400 I Walmart 2000 I Chase Freedom 1500 I Lowes 1K l Barclay NFL 1K l Wright Express gas 2500 l PayPal Debit MasterCard BusinessCard $ ?
Frequent Contributor
ficojoe
Posts: 310
Registered: ‎07-21-2012
0

Re: Capital One Upgrade Success Finally!

Social called me today and told me that I need to wait 45 days and ask again. They said they cannot PC from the secured card, but they would be able to open another account and close the secured. But, still, they said wait 45 days before doing that. He said that he would like to help and these are policies programmed into the computer, not something he is capable of overriding. 

Senior Contributor
jsucool76
Posts: 4,063
Registered: ‎12-11-2011
0

Re: Capital One Upgrade Success Finally!

Definitely doesn't take 45 days before you can PC. I opened my account june 22nd and was PCd july 12th.

You usually have to wait 45 days if you have two capital one cards and want to close one and open another. You usually have to close, wait 45 days then app.
;
Established Contributor
linux007969
Posts: 640
Registered: ‎04-20-2012
0

Re: Capital One Upgrade Success Finally!


ficojoe wrote:

Social called me today and told me that I need to wait 45 days and ask again. They said they cannot PC from the secured card, but they would be able to open another account and close the secured. But, still, they said wait 45 days before doing that. He said that he would like to help and these are policies programmed into the computer, not something he is capable of overriding. 


It's awesome that they called you today! I wonder how they were able to add Cash Rewards to my account, if things can't be overridden? I mean i have the zero interest till september on my account and was still able to get Cash Rewards, so they had to override something to do that since no one else could do that for me. It is good that you guys are trying this out and at least the person that talked to you didn't say they couldn't help you at all, so it sounds prommising after that 45 day wait.

 

Discover IT TU Score: 739 as of 4/20/14 | TU Score as of 1/5/14 - 710 | EQ Score as of 1/5/14 - 748 | Ex Score as of 1/5/14 - 728
TU Score as of 1/5/14 - 705 | EQ Score as of 1/5/14 - 721 | Ex Score as of 1/5/14 -753 |

Capital One QuickSilver MC $4.5K | Amazon $1.8K (CLOSED) | Walmart $5K | Paypal SC w/Debit card $5K (CLOSED) | BOA 123 Cash Rewards Sig $5K | BOA BBR $1K | Discover IT $8.5K | AMEX Sr Green Charge (NPSL) | PNC CashBuilder $1.5K | Paypal Extras MC $6k | PNC Auto Loan $20,038.75 | AMEX SimplyCash Biz CC $3k | BOA Cash Rewards Biz CC $3.5K | Chase Freedom $4.5K |

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}