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Capital One—When to Apply for Venture/QS?

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Anonymous
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Re: Capital One—When to Apply for Venture/QS?

Wow! That rocks!

Message 11 of 12
NYFan63
Established Contributor

Re: Capital One—When to Apply for Venture/QS?


@Fletcher2 wrote:

Pulled the trigger and was quite surprised—Venture Rewards w/ $30K limit.

 

I read that if you apply for another card quickly (perhaps same-day apps?), you only incur the one hard pull from Cap1. Therefore, I had the QS application populated and ready to submit AFTER tje Venture Reward app.  Boom—$3K CL.

 

I felt invincible after this, so I applied to refinance my should-have-been-reaffirmed truck that I continue to pay.  Boom—I hit the trifecta and get the truck refinanced, too. Smiley Happy

 

One small step for Capital One, one giant leap for my tradelines and future credit scores.

 

 

 

 


So you got $30k or $3k CL? Can I ask what is your income?

Penfed Platinum Sig Visa $33k, PenFed PLOC $25k, NFCU Cash VISA Sig 22k, NFCU Visa Flagship 22k, CAP1 Venture $23k, CAP1 Venture One $15k, NFCU NAV Check $15k, Barclays Arrival $13,2k, DCU VISA 5k, Cap1 QS 7.5k, WF Finance 3.5k, Merrick 2.2k, Barclays Apple Financing 6.1k BestBuy 5k >Ch7 BK filed 8/09; DC 01/10 EQ 636 Nov 13;
EQ08 718 | TU 731 | EXP 728
Inqs: EQ 11, TU 8, EXP 11(last 2 yrs)
Goal 750+ In the Garden til

Message 12 of 12
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