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Congrats. I started w/300 (no hassle rewards) in late 4/08 when my ficos were 100+ points lower than they are now. Called on 6/30 and got a 300 cli to 600. credit steps just hit and I’m @ 1.1k.
I don't believe Cap 1 does a hard inquiry.
2ndChanceGirl wrote:Congratulations on your increases!I've had my Cap 1 for over a year and I've only ever had 1 increase, from $300 to $500, as a result of Credit Steps. I'd call to ask for an increase but don't want any hard inq's.