@haulingthescoreu: +1 Kudo
I have Cap1 also, it went from 250 to 750 in the first year and stop there. No matter what I do, they wouldn't increase it. I have few other cards with much higher CL to use, why bother? Use it to pay one or two bills and PIO every month.
I'll probably close it in Dec. since I just paid my annual fee in Jan.
I called and tried to get a product change or upgrade on the card but the lady insisted on putting in a CLI for me again. Only for her to tell me i'll get a letter in the mail in 10 business days to let me know the status of the request.
We'll see what happens
I had the same thing happen. My card opened in 04. It started with $300. & after 3 months went to $500. I was denied a CLI and denied a new offer. My scores are good now.
Anyway, I bet your letter is a deny.
I DID need a builder though. Capt1 also gave me a new car loan in 05 (very high intrest!). I was able to refiance the high loan with Chase 07.