Capital One card holders, please give input.

[Anonymous]

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@Anonymous wrote:

Well, thanks guys. I'm now the proud owner of a Venture card with 20k limit. Cant wait to roll that into one card with 21,750 limit LOL.

Also, and I'm going to check my credit report to verify, but being a current customer (having a Capital One card alread) means that this was a soft pull correct?

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hahahaha congrats!  Had a feeling you'd be good to go.

Any new apps with them are Hard Pull.  CLI's are always soft pull though.

[Anonymous]

Yeah I read that in the mean time. 

Oh well, I'll just ride this for a while, then try to work on getting my CITI card CLI up. Its currently at 5000 from 3500, so I'm not completely put out by it.

Then again, with my new Capital One limit... CITI will need to step up their game. HAH.

Super excited. Thanks for all the advice guys.

[Anonymous]

Not sure what your scores are and how your reports look?  But if everything is good, you should be fine with app'ing for another.  I sat on my Cap One for yrs with hardly any cli's.  I also have other prime cards with decent limits.  I decided it was best to app for another card that I know gives out larger limits.  Venture or QS will do it.  I then asked for cli's every 6 months.  Getting ready to combine 2 Venture's I have and wait a yr and app for another  QS, then combine both of those.  I would rather have just 2 cards with the larger limits.  

[Closingracer99]

Meh Capital one... I have the Playstation card and just got a measly $250 CLI on my card today after having it for a while and having larger CL's on other cards . Now I have a total of $3,250....

[Anonymous]

I find that the CO platinum and QS1 credit increases slower. It stay at a limit pretty long and the increase amount is smaller and SL is smaller too. Mine started at 500 and 500 the platinum got upgraded to QS and limit is 3000 and qs1 is 2000 applied for a straight QS SL is 8000 applied for a venture SL is 15000. 70 ish days later QS increased to 16k and venture increased to 22k

[Anonymous]

Congrats on the new Cap One!  

[Anonymous]

Congratulations! I love cap1 so far!

[Vegas4Play]

When my BK discharged in 8/2015 I waited a month and apped for Venture SL 30K and quicksilver 3K SL.... The QS is now at 6K.... venture still 30K have not asked for CLI on that why??? on approval I hade 1INQ on transunion over a year old and 2 AU cards and 1 Credit one of my own at 1200, and 1 Cap1 at 3500

I did app for the cards back to back in september. Was approved both instant with the lowest apr then 12.99

[RonM21]

That approval was almost amazing, coming from where you stood early in this post. Very nice.