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I'm sure a lot of people have one.
It's one of my favorite cards because they always send me no transaction fee purchase checks and those always come in handy.
ladyvg270 wrote:
I just got approved for a capital one card does anyone have one? Im not sure yet what my credit limit is at this time. If anyone has one do you you like it?
Here is a link where you can compare ALL Cap One cards:
As you can see, they have cards requiring Excellent, Good, Average and Limited Credit. Depending on your credit and the type of card you apply for will determine your future CLI's and card use.
So, you have your "Crap1" cards, which are great for people with "Crap Credit" and they are not going to EVER exceed $2k or $3k and who knows how long or if you actually obtain the max possible limit. For example, I have 800 FICO's now and 6 figure income, but my original "crap1" card from my credit rebuilding years still stands at $1k while I have now other cards at $10k to $25k. I accept this for what it is and keep the card for the history and age.
But you also have cards that require Excellent credit. So, while I have the "crap1" card, I also have a No Hassle Miles Utra from Cap One which can go to $30k.
Don't expect a dog to pull your plow....get a horse or better yet, tractor.
I plan to apply for a Capital One card again and plan NOT to use them. I recently closed my Cap One Platinum Visa due to a $29 annual fees, I hate annual fees..So i plan to apply for another one and NOT using it. This is just for fun with Capital One ..