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Capital One cards and CLI issues/methods

tag
Pat94108
Frequent Contributor

Re: Capital One cards and CLI issues/methods

As others have stated, contact the EO or if you're willing to wait two more billing cycles so that you request your CLI on your 6th month. 

Message 11 of 13
Anonymous
Not applicable

Re: Capital One cards and CLI issues/methods

This might be helpful to look at. It's a chart they put at the end of a CLI decline letter referencing 4 main boilerplate reasons.

 

http://anony.ws/image/DoMS

 

I got that in my online documents after trying the online CLI request the other day. My reason was #2...balance too low, since I was barely using it at all.

 

Those 4 standard reasons are all geared around a 6-9 month timeframe.

 

I'm guessing anyone even trying will need to make sure all 4 of those criteria are met over 6-9 months, otherwise calling EO like others have mentioned is probably the only way.

Message 12 of 13
Ysettle4
Valued Contributor

Re: Capital One cards and CLI issues/methods

I've contacted the EO office but was still denied the CLI. I will receive a detailed letter soon with explanation.

769 INQs: 6774 INQs: 5764 INQs: 8UTIL: 2%AAoA: 5yr 8mosTotal Credit Line: $873,950
Message 13 of 13
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