Capital One chat very useful

Anonymous · ‎12-16-2015

Today I talked to Capital One through the chat to see if I could get any upgrades on my quicksilver account. I left it open ended and asked if there were any upgrades like CLI, better rewards, or lower APR. They looked up my account and first offered me venture onem which I politely declined. Then they offered me the regular venture but said there was a $59 annual fee. I also declined that and figured that was it, but then they offered to lower my APR for 6 months and keep the same card. It looks like they really want happy customers so they will give several offers to customers.

B335is · ‎12-16-2015

Congrats!! Cap1 customer service has been spot on for me lately as well.

Creditaddict · ‎12-17-2015

sounds like you could probably get a new venture card if you wanted to apply!

ShootingForTheStarsOr800 · ‎12-17-2015

OP, how long have you had the account?

galahad15 · ‎12-23-2015

Congratulations!

BEFCU Platinum Plus VISA @ 5.49% F with 1% rewards, $4k

AOD FCU VS @ 7.49% F with 3% rewards, $7.5k

PACU Premier Privileges Rewards MC @ 7.50% F with 1.5% rewards, $20k

Unify FCU Fixed-Rate VISA Platinum @ 8.99% F, $25k

BoA Customized Cash Rewards WMC @ 9.99% F with 3.3%/2.2% category rewards, $50k

Unify FCU Variable-Rate VISA Platinum @ 10.24% V, $15k

EPFCU Smart Rewards MC @ 10.75% V with 1% rewards, $6.5k

FNBO BucksBack VS @ 11.5% V with 1.5% rewards, $85k

Andrews FCU Titanium Rewards VS @ 12.99% V with 3%/1.5% rewards, $5k

Cap1 Venture MC @ 15.15% V with no AF, 2% rewards, $9k

BoA Travel Rewards VS @ 15.24% V, $17.6k

BoA Customized Cash Rewards WMC @ 17.24% V with 3%/2% category rewards, $14.3k

Redstone FCU VS @ 17.25% V with 5%/3%/1.5% rewards, $10k

AAA Daily Advantage VS @ 18.74% V with 5%/3% category rewards, $10k

PenFed Pathfinder Rewards VS @ 18.99% V with no AF, 4x/1.5x rewards points/dollar, $12.5k

BoA Customized Cash Rewards WMC @ 19.24% V with 3%/2% category rewards, $20.4k

Citi Custom Cash WEMC @ 19.24% V with 5% category rewards, $39.32k

Amazon Prime VS @ 19.49% V with 5% category rewards, $35k

PayPal CashBack MC @ 19.74% V with 3% on all PayPal purchases/2% on all other purchases, $25k

US Bank Cash+(x2) @ 20.24% V with 5% category rewards, $32k

Wells Fargo Autograph VISA @ 20.49% V with 3% category rewards, $12.5k

FNBO BucksBack VS @ 21.24% V with 2% rewards, $23.5k

Citi Custom Cash WEMC @ 22.24% V with 5% category rewards, $5k

Amex BCE @ 23.49% V with 3% category rewards, $3k

WF Bilt WEMC @ 24.49% V with 3% dining rewards, $30k

Anonymous · ‎12-23-2015

@ShootingForTheStarsOr800 wrote:
OP, how long have you had the account?

10 years, although for the first 9 years, I used it once a month for a small purchase and then ignored the card. CL grew from a $300 to $4000 and then got stuck. Then about a year ago I started spending more on the card and was able to product change from platinum to quicksilver and later got a couple CLI.