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Member
Posts: 20
Registered: ‎02-28-2017
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Re: Capital One check for upgrade link


Sleep85 wrote:

MyLoFICO wrote:

So I chatted up Cap One on my moms behalf to see if there was an upgrade option to her QS1 to QS. The rep said no and told me I could check any time for offers. I asked how and he said just click the link "Upgrade Now" once you login. I do not have this link so he sent me the url. I used it on my moms account and it shows she is eligible for the QS1. I used it on mine and it shows no upgrades. I have never seen this option on my login page so I don't know if this is common knowledge or not. But, either way, here ya go. I hope it helps someone. 

 

https://verified.capitalone.com/sic-ui/#/esignin?Product=Card&Action=ProductUpgrade 


The link just logs me into my normal capital one account when I enter my credentials.  Am I doing it wrong?


+1 the link just logs me into my account

Regular Contributor
Posts: 201
Registered: ‎03-03-2016
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Re: Capital One check for upgrade link


medicgrrl wrote:

ABCD2199 wrote:
I'm curious if those same card to same card conversions may be ways to get out of a CL ceiling group. Anyone try a same card conversion who was CL capped before?

Now you've got me wondering if I should accept it just to see what happens down the road LOL


Yep, that's exactly why I did the upgrade myself.  Smiley Happy


FICO 8 09/21/2016 TU 715, EQ 727, EXP 711
FICO 8 12/14/2016 TU 717, EQ 730, EXP 713
FICO 8 03/17/2017 TU 721, EQ 730, EXP 733
FICO 8 08/28/2017 TU 757, EQ 738, EXP 793
Established Contributor
Posts: 719
Registered: ‎01-20-2016
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Re: Capital One check for upgrade link

So I did accept the "upgrade" on both of my accounts ... But as others have said, my upgrade was ostensibly to the same card. 

 

After I did it initially, when I opened the Cap 1 app, there was a "activate new card" prompt under my QS account, but now it's not there. 

 

So I still wait ... if/when I get the "new" card I'll update here 

New Contributor
Posts: 67
Registered: ‎01-28-2016
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Re: Capital One check for upgrade link

I just tried the link and all it did was log me into my account. Did I miss something I'm supposed to do?
Frequent Contributor
Posts: 390
Registered: ‎03-21-2016
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Re: Capital One check for upgrade link

DW got offered a QS1 upgrade from her QS1...??? Um...

No thanks...

 

I got offered a QS upgrade from my V1 (V1 with no AF)...

My Platinum I opened in July 2016 was upgraded to a V1 (AF waived) 6 months ago.

 

I took the upgrade.

 

Assured me the same CC number, just a different Exp Date, and CCV number.




8/2017 - EQ 686 // TU 670 // EX 676
3/2016 - EQ 615 // TU 605 // EX 621
Member
Posts: 13
Registered: ‎07-30-2016
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Re: Capital One check for upgrade link

So they told me I can "upgrade" my QS1 to a QS1...

 

Those are both the same cards..

 

Capital One is a real piece of work.

EX: 707 TU: 635 EQ: 649
Valued Contributor
Posts: 2,046
Registered: ‎02-05-2016
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Re: Capital One check for upgrade link


Greek9 wrote:
I just tried the link and all it did was log me into my account. Did I miss something I'm supposed to do?

Some folks are reporting this. I even tried it with my popup blocker and ad blocker on and I still atleast get a message that an upgrade is not available. Maybe try a different browser?


Experian: 674 (33) | TransUnion: 694 (34) | Equifax: 692 (6)
Gardening as of: 5-30-2017
Updated 9-14-17
Established Contributor
Posts: 840
Registered: ‎05-26-2016
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Re: Capital One check for upgrade link


Retched1 wrote:

DW got offered a QS1 upgrade from her QS1...??? Um...

No thanks...

 

I got offered a QS upgrade from my V1 (V1 with no AF)...

My Platinum I opened in July 2016 was upgraded to a V1 (AF waived) 6 months ago.

 

I took the upgrade.

 

Assured me the same CC number, just a different Exp Date, and CCV number.


Would this perhaps affect your chances for a cli in the near future if going with the upgrade?

FICO8 Scores:~ 9/10/2017:~ TU:~737 EQ:~742 EX:~755
Inquires TU:~10 EQ:~10 EX:~15
Total Utilization:~ 3%
Total Revolving CL:~ $350k+club
Regular Contributor
Posts: 125
Registered: ‎09-03-2015
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Re: Capital One check for upgrade link

[ Edited ]

Tried the link. Started looking like it was just going to sign me into my account like  others have reported. It offered me an upgrade on one of my Quicksilver 1's to a Quicksilver with no annual fee instead of the 39 dollars I was paying. I took it. I don't use it a ton and was going to close it soon if I didnt get rid of the annual fee. Now i think I might role my other Quicksilver one into the Quicksilver and close it so I have 0 annual fees. I could try and wait it out to see if they will upgrade my other Quicksilver one card in a few months or so...which I think is the better course of action. I have till March 2018 when the next fee gets charged.

Frequent Contributor
Posts: 390
Registered: ‎03-21-2016
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Re: Capital One check for upgrade link


bruisedcredit wrote:

Retched1 wrote:

DW got offered a QS1 upgrade from her QS1...??? Um...

No thanks...

 

I got offered a QS upgrade from my V1 (V1 with no AF)...

My Platinum I opened in July 2016 was upgraded to a V1 (AF waived) 6 months ago.

 

I took the upgrade.

 

Assured me the same CC number, just a different Exp Date, and CCV number.


Would this perhaps affect your chances for a cli in the near future if going with the upgrade?


I hope not...

I received a crummy 1K CLI a few months ago... (SL 3K in July 2016)

I JUST tried for a CLI after I took this upgrade, and it said basically the last CLI was too recent...

 

So I'm hoping that this upgrade from a subprime card (V1) to a better "bucketed" card will truly move me out of the subprime.. to the prime bucket.. and allow the CLI's to come in a little better than 1K...

Considering the PenFed is 32K and NFCU os 22K...




8/2017 - EQ 686 // TU 670 // EX 676
3/2016 - EQ 615 // TU 605 // EX 621

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