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Capital One check for upgrade link

Frequent Contributor

Re: Capital One check for upgrade link


Bella007 wrote:

cgardencredit1 wrote:

Well I got excited but it is not an upgrade to a quick silver. Its an offer to upgrade my QS1 to a QS1.  Um no thank you..lol

1.jpg



Hey, cgardencredit, mine was similar when I checked. I am able to upgrade my QS to a QS, but I've already PC'd it from Platinum to a QS. I am going to check their pre-qual page now in case it means I am pre-qualified for another QS, although I don't need one and won't app. Smiley Happy


Hey, when you said that you PC'd from Platinum to a QS, did you mean that you got VISA SIGNATURE? 

I orignially applied for QS but was approved for QS VISA PLATINUM 3 years ago. I have been wanting to upgrade to Visa Sig but they kept saying no. 

When I checked the link for my upgrade offer, it showed:

screen.jpg

 

I am not sure what's going on as I thought my current VISA PLATINUM was already a QS without AF and I used customized picture on it. 

 

Does anyone know if I were to click "upgrade now," I would get upgraded to QS VISA SIGNATURE but would lose picture customization benefit?  

FICO: EX 748 (amex), EQ 791 (citi), TU 775 (discover and barclay)


Personal: Business:
Message 31 of 472
Regular Contributor

Re: Capital One check for upgrade link

OP, thanks for  the link. Just upgraded my Journey card to a Quicksilver! Now I get an extra 0.5% back.

Starting EQ 553 TU 541 Jan2017
Current EQ 679 TU 680 EX 687
Goal: 680 ATB
Message 32 of 472
Valued Contributor

Re: Capital One check for upgrade link


csryang wrote:

Bella007 wrote:

cgardencredit1 wrote:

Well I got excited but it is not an upgrade to a quick silver. Its an offer to upgrade my QS1 to a QS1.  Um no thank you..lol

1.jpg



Hey, cgardencredit, mine was similar when I checked. I am able to upgrade my QS to a QS, but I've already PC'd it from Platinum to a QS. I am going to check their pre-qual page now in case it means I am pre-qualified for another QS, although I don't need one and won't app. Smiley Happy


Hey, when you said that you PC'd from Platinum to a QS, did you mean that you got VISA SIGNATURE? 

I orignially applied for QS but was approved for QS VISA PLATINUM 3 years ago. I have been wanting to upgrade to Visa Sig but they kept saying no. 

When I checked the link for my upgrade offer, it showed:

screen.jpg

 

I am not sure what's going on as I thought my current VISA PLATINUM was already a QS without AF and I used customized picture on it. 

 

Does anyone know if I were to click "upgrade now," I would get upgraded to QS VISA SIGNATURE but would lose picture customization benefit?  


Hey, csryang. My Platinum was a MC, so when I PC'd it, it stayed just a MC with all the same terms of the Platinum except now it gets the 1.5% cashback. I later apped for the Quicksilver WEMC and was approved.

 

The Quicksilver and Quicksilver One are only offered in MC/WMC/WEMC now. To get a Visa Signature you need to go for the Venture or maybe the Venture One.

 

I hope that helps. Smiley Happy

Current Scores------ EQ 681; TU 650; EX 687 FICO 08--- Gardening from 09/07/17 until "Winter is Over"
Beginning Scores-- EQ 632; TU 576; EX 619 FICO 08 (06/13/16) - BK7 discharged 11/2015

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Message 33 of 472
Valued Contributor

Re: Capital One check for upgrade link

Just to add, not sure if your Visa would upgrade to Visa Sig or not. I think in the past I've read that Cap1 doesn't upgrade to Visa Sig (or WEMC) but you have to app for them specifically, which for Visa Sig would be the Venture/Venture1 now.

Current Scores------ EQ 681; TU 650; EX 687 FICO 08--- Gardening from 09/07/17 until "Winter is Over"
Beginning Scores-- EQ 632; TU 576; EX 619 FICO 08 (06/13/16) - BK7 discharged 11/2015

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Message 34 of 472
Established Member

Re: Capital One check for upgrade link

Every time I click on that link it just takes me to my homescreen, guess I'm not eligeble? 

Message 35 of 472
Frequent Contributor

Re: Capital One check for upgrade link


Bella007 wrote:

Just to add, not sure if your Visa would upgrade to Visa Sig or not. I think in the past I've read that Cap1 doesn't upgrade to Visa Sig (or WEMC) but you have to app for them specifically, which for Visa Sig would be the Venture/Venture1 now.


Thank you for clarifying it!!

From what you said, It seems that if I do click on the upgrade button, my QS visa platinum card will be "upgraded" to WMC instead of WEMC then.... I am not sure if it's really worth it.

FICO: EX 748 (amex), EQ 791 (citi), TU 775 (discover and barclay)


Personal: Business:
Message 36 of 472
Regular Contributor

Re: Capital One check for upgrade link

wow Thanks for sharing, just upgraded my platinum to qs, although i have 1 now i'll have 2 till i pay one off

Message 37 of 472
Valued Member

Re: Capital One check for upgrade link


CreditStan wrote:

Every time I click on that link it just takes me to my homescreen, guess I'm not eligeble? 


Does the same for me. Just goes to my home screen. I guess that means no upgrade for us. 

In the garden since 8/25/17.
BK 13: filed 5/2012, successful and discharge 11/2014
Negatives: All 2012 or earlier - one paid tax lien, one 120 day late. Clean since.

American Express Delta Skymiles \\ Discover it \\ Quicksilver \\ Barclay Card Frontier WMC \\ Barclay Apple Rewards \\ Lowe's Advantage\\NFCU CLOC\\NFCU Platinum
Message 38 of 472
Valued Contributor

Re: Capital One check for upgrade link


csryang wrote:

Bella007 wrote:

Just to add, not sure if your Visa would upgrade to Visa Sig or not. I think in the past I've read that Cap1 doesn't upgrade to Visa Sig (or WEMC) but you have to app for them specifically, which for Visa Sig would be the Venture/Venture1 now.


Thank you for clarifying it!!

From what you said, It seems that if I do click on the upgrade button, my QS visa platinum card will be "upgraded" to WMC instead of WEMC then.... I am not sure if it's really worth it.


What I would do is app for the Venture VS, also hopefully getting a lower APR, then PC to QS VS before your first year is up. Then close your Platinum Visa and move the CL to the QS VS.

Current Scores------ EQ 681; TU 650; EX 687 FICO 08--- Gardening from 09/07/17 until "Winter is Over"
Beginning Scores-- EQ 632; TU 576; EX 619 FICO 08 (06/13/16) - BK7 discharged 11/2015

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Message 39 of 472
Frequent Contributor

Re: Capital One check for upgrade link


MyLoFICO wrote:

FireMedic1 wrote:

All it gave me was to switch my Venture to a QS. No thanks. I'm good.


Is there any upgrade from the Venture or QS? I thought those were the ceiling for Cap 1? 


All I saw was PC the Venture to QS, same #, CL and so on.


BK 08/15 FICO 8 11/17 EX-709 EQ-704 TU-703
Message 40 of 472