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Capital One check for upgrade link

Valued Contributor

Re: Capital One check for upgrade link

Thanks to the OP for the info about the upgrade link.  I tried the link, but the upgrade offer that Cap1 provided actually seems like more of a "downgrade" of sorts, lol...they offered to "upgrade" my Venture-equivalent card (minus AF) to a QS with the same CL and APR.  2% cashback on all purchases redeemable for travel -> 1.5% cashback on all purchases strikes me more as downgrade, so I think I'm gonna stay as I am, for now...  Smiley Tongue

** BEFCU Platinum Plus VISA @ 5.49% F, $4k ** Unify FCU Variable-Rate VISA Gold @ 5.99% V, $5k ** FNBO Amex @ 7.25% V, $20k ** PACU Premier Privileges Rewards MC @ 7.50% F, $20k ** Unify FCU Fixed-Rate VISA Platinum @ 8.99% F, $15k ** Barclay Ring @ 9.00% V, $1.9k ** BoA Cash Rewards WMC @ 9.99% F, $11.1k ** Citi DC WMC @ 10.24% V, $17.82k ** BoA Travel Rewards VS @ 10.24% V; $8.4k ** Cap1 No Hassle Miles Ultra Platinum MC @ 10.90% V, $3.5k ** Discover IT @ 10.99% V, $22.4k ** FNBO BucksBack VS @ 12.00% V, $20k ** BBR(x2) @ 12.99% V, $12k ** US Bank Cash+(x2) @ 15.99% V, $26k ** Citi DP VISA @ 15.99% V, $8.1k ** FNBO Amex TravElite @ 16.74% V, $15k ** Blispay @ 19.99% F, $5k ** Cap1 BuyPower WEMC @ 20.90% V, $6.25k **
Message 71 of 472
Established Contributor

Re: Capital One check for upgrade link


UncleB wrote:

Here's some speculation... perhaps the 'weirdness' we're seeing is why the feature isn't directly accessible from the main dashboard (i.e. a 'special' link is necessary). 

 

While helpful for many the way it is, it's clear the feature isn't quite ready for 'prime time' (at least IMO).  Again, speculation...

 

Just my 2¢.  Smiley Wink


What's weird about that is I remember when it used to be on the dashboard itself. Only reason I remember that is because that's how I PC'd one of my cards (platinum one I think) to the QS when I had just gotten approved for the QS I applied for earlier that day. Recall calling CS to make sure I was able to carry the 2nd QS.

FICO 08 Scores (Oct-17): TU 810, EQ 813, EX 813

Message 72 of 472
Valued Contributor

Re: Capital One check for upgrade link


simplynoir wrote:

UncleB wrote:

Here's some speculation... perhaps the 'weirdness' we're seeing is why the feature isn't directly accessible from the main dashboard (i.e. a 'special' link is necessary). 

 

While helpful for many the way it is, it's clear the feature isn't quite ready for 'prime time' (at least IMO).  Again, speculation...

 

Just my 2¢.  Smiley Wink


What's weird about that is I remember when it used to be on the dashboard itself. Only reason I remember that is because that's how I PC'd one of my cards (platinum one I think) to the QS when I had just gotten approved for the QS I applied for earlier that day. Recall calling CS to make sure I was able to carry the 2nd QS.


I use to have to search "Modify your features" once logged in to get it to come up. It didn't hold any upgrades for me then either. lol


Experian: 679 (31) | TransUnion: 700 (33) | Equifax: 694 (6)
Gardening as of: 5-30-2017
Updated 11-10-17
Message 73 of 472
New Contributor

Re: Capital One check for upgrade link

I've been sitting on a 13K CL QS Visa Platinum and I was able to upgrade to VS with this link! Thanks OP! 

 

Edit: There was no language that specified it would be upgraded to VS. The upgrade terms and existing account terms were exactly the same but given the upgrade option I figured I would see what happened. The site immediately showed the new VS classification.

Message 74 of 472
Valued Contributor

Re: Capital One check for upgrade link


rylo wrote:

I've been sitting on a 13K CL QS Visa Platinum and I was able to upgrade to VS with this link! Thanks OP! 

 

Edit: There was no language that specified it would be upgraded to VS. The upgrade terms and existing account terms were exactly the same but given the upgrade option I figured I would see what happened. The site immediately showed the new VS classification.


Nice! Congrats! They still hate me. I finally got my Quicksilver no AF but I am probably 10 years from a VS with them. I called today to see if I could get my APR reduced and was told no on both cards. I asked why they hate me so much and the guy laughed. Smiley Sad I said I'm glad you think its funny. He started apologizing and I broke out in hysterrical laughter and told him I was joking and I hope he doesn't get fired when they listen to that call. He did not see the humor in it the way I did. I still let out a giggle from time to time when I think about it. Smiley Tongue


Experian: 679 (31) | TransUnion: 700 (33) | Equifax: 694 (6)
Gardening as of: 5-30-2017
Updated 11-10-17
Message 75 of 472
Established Contributor

Re: Capital One check for upgrade link

So for me, I believe the "upgrades" that are available to me are simply getting the new look cards. I've accepted them both on my QS and QS1 accounts. 

 

When I was on the site, and chatting with a rep online, he said he couldn't see any offers for me, so my assumption is I'll get the new look cards and that'll be considered an "upgrade." 

 

I'm grateful that Cap 1 helped me as I started my rebuild, but right now that place seems like a real mess

Message 76 of 472
Frequent Contributor

Re: Capital One check for upgrade link

Thanks for this!  I was offered either the QS or Venture.  I stayed with the QS with no fee since we already have a travel card.

Sept 15 -- All mid 400s
Jan 16 -- All mid 500s
Current: Knocking on 700s
Message 77 of 472
Regular Contributor

Re: Capital One check for upgrade link

thx OP!!! was gonna get around to requesting eventually but this made it totally hassle free... Went from Platinum to QS

Message 78 of 472
Valued Contributor

Re: Capital One check for upgrade link

I am happy to see so many people getting use out of this. Smiley Tongue


Experian: 679 (31) | TransUnion: 700 (33) | Equifax: 694 (6)
Gardening as of: 5-30-2017
Updated 11-10-17
Message 79 of 472
Established Member

Re: Capital One check for upgrade link

Has anyone found a way to check other cards? I upgraded one and I checked the link again and it offered to upgrade the same card Smiley Frustrated

Message 80 of 472