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@Anonymous wrote:
So in combining cards....which payment history do they keep? I have 3 cards, but 1 card has a 30day. Do they simply close all the accounts and give you a new account? Or would they remove all 3 accounts and give you new one?
No you don't get a new account, you simply keep the account and payment history of the card you're keeping open and the other card will close but will still show your account and payment history up until it was closed on your credit report for the next 10 years. If you have a late payment it will continue to report for 7 years from the date of the late payment.