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Hi all,
I have five cards with Cap One.
Platinum MC 3500 CL 0 balance 2 years
QuickSilver One 6000 CL 720 balance 2 years
Sony PlayStation 2500 CL 0 balance 2 years
Venture One 3000 CL 0 balance 2 years
Venture 12000 CL 3285 balance 1 month just got it.
Will Cap One combine cards and how should I go about doing it?
Thanks!
I'm not sure which of your cards can be combined. But I do know that at least one of the accounts to be combined has to have a zero balance.
To get to the account combination feature, log into your account, choose "More" from the Services menu, and hit the "Request an Account Combination" link near the top of that page. It should give you the information that you need.
Platinum MC 3500 CL 0 balance 2 years
QuickSilver One 6000 CL 720 balance 2 years
Sony PlayStation 2500 CL 0 balance 2 years
Venture One 3000 CL 0 balance 2 years
Venture 12000 CL 3285 balance 1 month just got it.
The Sony I don't think you'll be able to combine.
The others you have with 0 balance you should be able to, just need to decide which one to fold them into. Both the accounts with balances have AFs, but you could make a much larger QS1 and see if they will PC to a regular QS after you combine.
Combining can be easy if your accounts are eligible. I've done two before and it was quick and painless
I just combined 2 Quicksilver cards earlier this month. The card(s) you want to close & combine with another must have been opened at least 6 months, have a $0 balance with no pending charges. And you should consider which one is older and/or has a lower APR. My QS#1 was opened 10/2014. $10kCL, 13.45% APR, QS#2 was opened 8/2016, $10kCL, 19.85% APR. So I closed QS#2 & combined with QS#1.
The 6 months is normally the rule, but there are several reports of Venture holders getting accounts combined to it in as little as 2 months time
Ok. You guys are a wealth of info. Thank you all! Here is waht I did. The Sony Playstation card could not be combined. So I combined the Platinum with the Venture One. Platinum closed. Venture One now 6500 CL. My next step is to pay off QuickSilver. You maust have 0 balance to transfer to another. Then I think I will combine with Venture card. Any thoughts?
I don't know that I would have the Venture One and regular Venture. Both have the same type of earnings. It would be better to me to keep the QS which will earn more than the VentureOne. QS will give you 1.5%, V1 just 1.25%
The lead post says that the card is a Quicksilver One, which has an annual fee. That might be cause to combine the card into one of the Venture accounts, or it may not. Consider that it's tough to PC a Quicksilver One into a no-fee Quicksilver. Offers come up, but they're infrequent. But if you're not sure and want to wait it out, it might be possible to get the annual fee waived when it posts to your statement.
As far as the Venture and the Venture One, I'd choose between one or the other. The Venture One has no annual fee and lesser rewards. The Venture has the fee and higher rewards. I don't see a benefit to keeping both.
You can go to the section of your account online where you can request it, it will show you what cards are available to combine.