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Capital One credit Card question

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from500to700
Regular Contributor

Capital One credit Card question

Hello all, 

 

I want to ask how long after you have your capital one secured card you can apply for a non secured card with them,  I know they dont graduate the card, but if I apply for another card how long before I do. 

 

 

Thank you 


Started :
05/05/2013 EX :525,TU:542,EQ:535
09/30/2014 EX :655,TU:669,EQ:664
In Garden Since 03/16/2013
Will not Apply till 03/31/2015
Message 1 of 6
5 REPLIES 5
myjourney
Super Contributor

Re: Capital One credit Card question


@from500to700 wrote:

Hello all, 

 

I want to ask how long after you have your capital one secured card you can apply for a non secured card with them,  I know they dont graduate the card, but if I apply for another card how long before I do. 

 

 

Thank you 


How long have you had the secured? How's your CR any baddies? AAoA? INQ's?

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 2 of 6
asphaltcowboy
Valued Contributor

Re: Capital One credit Card question

Not real sure, I say give it 6 months, give their pre qualify a shot, good luck!


Starting Score TU 667 EQ 663 EX 655
Current Score TU 778 EQ 776 EX 781 Last Update 4/2016
Garden Club 04/10/2013
Message 3 of 6
from500to700
Regular Contributor

Re: Capital One credit Card question

I have the secured for 3 months now 

2 baddies left but they are from 2008 , 

 

AAoA is 8 years how ever they are all close account 

 

open accounts :

Applied Bank since sep 2012 

and cap one since March 2013

 

Thank you 


Started :
05/05/2013 EX :525,TU:542,EQ:535
09/30/2014 EX :655,TU:669,EQ:664
In Garden Since 03/16/2013
Will not Apply till 03/31/2015
Message 4 of 6
myjourney
Super Contributor

Re: Capital One credit Card question


@from500to700 wrote:

I have the secured for 3 months now 

2 baddies left but they are from 2008 , 

 

AAoA is 8 years how ever they are all close account 

 

open accounts :

Applied Bank since sep 2012 

and cap one since March 2013

 

Thank you 


Give cap one 6 months of history and then apply for one of their unsecured cards but in 6 months providing you don't have a lot of INQ, within the last year you should be able to look at other lenders as well 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 5 of 6
from500to700
Regular Contributor

Re: Capital One credit Card question

Great , thank you very much

Started :
05/05/2013 EX :525,TU:542,EQ:535
09/30/2014 EX :655,TU:669,EQ:664
In Garden Since 03/16/2013
Will not Apply till 03/31/2015
Message 6 of 6
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