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Capital One credit consolidation question.....

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castor4072
Regular Contributor

Capital One credit consolidation question.....

Pondering this....I have 2 QS....one is a QS WMC and the other QS Visa.....one of the cards MUST be a zero balance to combine....so which card to have zero balance? Does the destination card have to be zero or the other way around? Which do I keep.....WMC has more benefits....this card needs to be zero to combine my QS Visa to it????

Message 1 of 7
6 REPLIES 6
Anonymous
Not applicable

Re: Capital One credit consolidation question.....

isn't it the card that will close need to be 0 balance?

Message 2 of 7
castor4072
Regular Contributor

Re: Capital One credit consolidation question.....

That's what I need to have clarified. ....I would assume this is the case.

Message 3 of 7
dfitzg
Regular Contributor

Re: Capital One credit consolidation question.....

IN my case the card that had the $0 balance was the one that i was able to close and combine 

Message 4 of 7
Anonymous
Not applicable

Re: Capital One credit consolidation question.....

I can't see it being any other way than the card to be closed needing to be $0 balance. Pending transactions would seem like a hurdle on their end to officially close the account, so the account would need to be $0 with nothing pending so the close of the account could be automated. 
Hope it all works out well for you

Message 5 of 7
Broke_Triathlete
Valued Contributor

Re: Capital One credit consolidation question.....

It positively is the account you're wanting to close must have a 0 balance. After that it will be able to be combined with the other card.

Personal:

Business:


Message 6 of 7
castor4072
Regular Contributor

Re: Capital One credit consolidation question.....

Thanks...that's what I thought...but thought I'd ask! Thanks again!

Message 7 of 7
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