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Capital One doesn't report every month

New Contributor

Re: Capital One doesn't report every month

My statement was cut on the 4th......im still waiting too!

2/18/15 via Discover's FICO 649
3/11/15 via Walmart's FICO 692
Cap One Platinum $2250 Discover $700 VS $2350 Belk $700 Care Credit $6,200-co-app w/ husband Walmart $650 Cap One $2250 Plat Prestige $1,000 Chase Freedom $7000 AmEx $1500
Message 11 of 27
Frequent Contributor

Re: Capital One doesn't report every month

im not actually sure what the last day of my billing cycle is... my payment is due on the 20th if that helps



AMEX PRG NPSL, FIDELITY REWARDS 50K, CHASE SAPPHIRE RESERVE 27K, AMEX DELTA SKYMIES GOLD 25K, CITI DIAMOND PREFERRED 22K, CHASE FREEDOM 20K, CITI DOUBLE CASH 15.5K, BARCLAYCARD REWARDS MASTERCARD 15K, CHASE MARRIOTT PREMIER 5K, CAPITAL ONE SONY CARD 5.75K, CAPITAL ONE QUICKSILVER 3.5K, AMAZON STORECARD 6K, VICTORIAS SECRET 2650, EXPRESS NEXT 1850,Gardening2/17/17.
Message 12 of 27
Super Contributor

Re: Capital One doesn't report every month


09Lexie wrote:
@Poozie121

That's true for GE, BoA and a few others. I haven't personally tried the address update with Cap 1.

I believe July was delayed to their transition with HSBC

This seems to have caused the recent problems because I have never seen this from cap1 until this last transition didn't happen with Orchard

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 13 of 27
New Contributor

Re: Capital One doesn't report every month

 
2/18/15 via Discover's FICO 649
3/11/15 via Walmart's FICO 692
Cap One Platinum $2250 Discover $700 VS $2350 Belk $700 Care Credit $6,200-co-app w/ husband Walmart $650 Cap One $2250 Plat Prestige $1,000 Chase Freedom $7000 AmEx $1500
Message 14 of 27
Valued Contributor

Re: Capital One doesn't report every month

Still waiting for my two cap ones to report...hope they update soon tho


GARDEN GOAL: MARCH 2014
LAST APP: 08/20/2013
---=[NORTHBOUND]=---
Message 15 of 27
Member

Re: Capital One doesn't report every month

Same issue here, my statement cuts on the 2nd and my last update was on July 9th. I'm down from 94% to 5%..... I'm expecting a rewarding bump so I will try to remain patient. :X
Message 16 of 27
Contributor

Re: Capital One doesn't report every month


determinedchick wrote:

My statement was cut on the 4th......im still waiting too!


+1 here.  My statement closed on the 5th and still hasn't reported to Experian (I subscribe monthly to Experian so I get updates whenever there's a change in my report).  They also missed a month back in February of this year for me as well.  It shows up as ND (No Data) on my report.  


Starting Score: 609
Current Score: EX: 723 (08/18), TU: 741 (08/15), EQ: 695(08/15)
Goal Score: 785


Take the myFICO Fitness Challenge
Message 17 of 27
Member

Re: Capital One doesn't report every month

My capital one statement closed on the aug 11 and should of reported aug 12 but still hasn't... :/ need it to update for a mortgage. My balance was $270, paid it down to $0 on July 20th and still hasn't updated. Everyone should update their before and after score I am curious how much my score will go up.
Message 18 of 27
Member

Re: Capital One doesn't report every month

Anyone have luck with updated address?
Message 19 of 27
Regular Contributor

Re: Capital One doesn't report every month

I just received my EQ Alert of 81% decrease in my balance down to 97
but as of monday my balance is down to 0


Current score TU 708, EX 686 EQ 715
Status I.T.Garden Till 08/2014
Message 20 of 27