08-14-2013 07:51 PM
My capital one statement closed on the aug 11 and should of reported aug 12 but still hasn't... :/ need it to update for a mortgage. My balance was $270, paid it down to $0 on July 20th and still hasn't updated. Everyone should update their before and after score I am curious how much my score will go up.
Well, you can always request that your mortgage company do a rapid rescore if your creditors haven't updated your reports in a while. It may cost you a few dollars but if it's the difference in interest rates then I would definitely go for it.
08-14-2013 08:06 PM
I posted this in another thread but it appears that CapitalOne didn't report to EX and TU for me this month and only reported to EQ. I did a tri-bureau pull yesterday and saw that they only reported to EQ for the month of August. This happened in February of this year for me as well. I wonder why this tends to happen?
08-14-2013 11:07 PM
I don't usually have this problem with Capital One...however, they seem to be taking forever to report a balance I paid off two months ago...
08-14-2013 11:10 PM
i started a thread that offers an answer to the delay in reporting for last month and this month:
08-29-2013 12:22 PM
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO