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Capital One must be feeling generous!

Senior Contributor

Re: Capital One must be feeling generous!

**bleep**!! I have contacted them several times via phone for a cli! It is always a no go!! Ive had my Cap One acct since I was 17!!!! While
My terms are great (13.99% apr, 1.25% cash on everything!!) my $1300 limit is < ideal. Congrats though!!!! Perhaps I should email Mr Fairbanks himself. Haha damn! C1 is just so frustrating!!!!! I'd looove a $5000 limit w them, but still would prob not use it. Haha :-)

Oh well, best of luck Crapital One cardholders!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 11 of 21
Valued Contributor

Re: Capital One must be feeling generous!

Congrats on the increase!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 832 EX 783 TU 816
App free since 9/15/15
Message 12 of 21
Regular Contributor

Re: Capital One must be feeling generous!

Would you mind PMing me the email address? I need to see if they will show me some love!

Starting Score: 475
Current Score: 649
Goal Score: 690


Take the myFICO Fitness Challenge
Message 13 of 21
Contributor

Re: Capital One must be feeling generous!


Education44 wrote:

I would agree -- I've gone from $750 to $7,500 in just over a year. I also had my APR reduced and rewards added.


Hey Education44: how many increases did it take them to get you up to $7500?  What other cards have you applied to and obtained since your cleaning up your score?  It looks like I'm in the same boat as you were in a few months ago so any help would be appreciated.


Starting Score: 609
Current Score: EX: 723 (08/18), TU: 741 (08/15), EQ: 695(08/15)
Goal Score: 785


Take the myFICO Fitness Challenge
Message 14 of 21
Senior Contributor

Re: Capital One must be feeling generous!

Wow !!!! Amazing Les!! I'm still waiting on my cli!!! My car actually got a PC in Nov 2011.. They offered me 1.25% cash back or 1.25 miles on everything. My rewards are great!!!!! I got 1.25% cash, no AF AND a low apr of 13.9%. My limit just sucks at $1300!! If I get a cli to the $7500 I requested, I'll be as happy as a clam and might even use this card!!!! I remember when my interest rate used to be like 8% though ughhhh stupid credit crisis!!! The real crisis is the cost of credit on unsecured debt haha.
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 15 of 21
Senior Contributor

Re: Capital One must be feeling generous!

Card*
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 16 of 21
Senior Contributor

Re: Capital One must be feeling generous!

OMG!! I just checked and I have a $5000 limit now!!! Omg... Talk about a panic attack!!!!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 17 of 21
Established Contributor

Re: Capital One must be feeling generous!


youngandcreditwrthy wrote:
OMG!! I just checked and I have a $5000 limit now!!! Omg... Talk about a panic attack!!!!

Way to go!!!!


NFCU Signature Visa Cash Rewards, NavChek, Citi AA AMEX, Cap1 Cash Rewards, Discover IT, Home Depot, Sears, Walmart, Chase Freedom, AMEX Green, Lowe's, AMEX BCE, Chase Sapphire Preferred, AMEX Hilton Honors Surpass, PayPal Extras MC, PenFed Platinum Cash Rewards, AMEX Platinum

GC Challenge: App Free since 1/8/13. No more apps til 2014






Message 18 of 21
Senior Contributor

Re: Capital One must be feeling generous!

Thanks!!!!!!!!! Scooreeee!!!! My mind is blown... Maybe I'll break my monthlong no Starbuck's streak?!?! My card has a pic of the NYC skyline!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 19 of 21
Established Contributor

Re: Capital One must be feeling generous!


youngandcreditwrthy wrote:
Thanks!!!!!!!!! Scooreeee!!!! My mind is blown... Maybe I'll break my monthlong no Starbuck's streak?!?! My card has a pic of the NYC skyline!

Is that where you are?  NYC?


NFCU Signature Visa Cash Rewards, NavChek, Citi AA AMEX, Cap1 Cash Rewards, Discover IT, Home Depot, Sears, Walmart, Chase Freedom, AMEX Green, Lowe's, AMEX BCE, Chase Sapphire Preferred, AMEX Hilton Honors Surpass, PayPal Extras MC, PenFed Platinum Cash Rewards, AMEX Platinum

GC Challenge: App Free since 1/8/13. No more apps til 2014






Message 20 of 21