Capital One not reporting

[buildmycredit]

Hi,

I was approved for a Platinum card from Capital One with a 3k limit. A hard pull was done to all three bereaus the same day. I have had the card over a month now with a balance. I have already received my first statement and also made my first payment. Yet, this account is not showing in my CR. I am currenlty using EIDT to monitor CR. 

I am sure Cap One did not open account with wrong SS as I see the hard pulls on the day of the application. I am rebuilding my credit and I really need this card to report. 

Has anyone experienced this from Cap One?

[SunriseEarth]

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@buildmycredit wrote:

Hi,

I was approved for a Platinum card from Capital One with a 3k limit. A hard pull was done to all three bereaus the same day. I have had the card over a month now with a balance. I have already received my first statement and also made my first payment. Yet, this account is not showing in my CR. I am currenlty using EIDT to monitor CR. 

I am sure Cap One did not open account with wrong SS as I see the hard pulls on the day of the application. I am rebuilding my credit and I really need this card to report. 

Has anyone experienced this from Cap One?

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How long ago did you received your first statement?

[BottomRanker]

My Quicksilver didn't report until my 2nd statement posted.  I wouldn't worry about it until then.

[RedHairedLady]

Capital One is slooow to report. I got a card with them on March 21st. It didn't report until about May 8th.

[tiffjtiffj]

Ditto, card arrives in March and i just got the new account on your CR email. 

[barthooper]

Wow, that's a long time. I was starting to wonder about my Barclays Sallie Mae reporting even though I got it last week when my other card with them reported before I even got it in the mail!

[BottomRanker]

It's a huge blessing to have your new account take 2 months to report.  Imagine if a bank wrongly opened an annual fee CC in your name and doesn't waive the fee.  That sucker will report a balance (the annual fee) on all of your credit reports INSTANTLY, before you can correct their mistake.

So companies that take 1-2 months to report new account openings are probably doing you a favor.

[RedHairedLady]

Barclays reports fast. I was just approved for a Barclays Rewards last Wednesday, and by Saturday, it was already reporting. I haven't even received the card yet!