cancel
Showing results for 
Search instead for 
Did you mean: 

Capital One or Chase combining limits?

Frequent Contributor

Capital One or Chase combining limits?

I know it's been discussed, but has anyone had any recent success (possibly through the Executive Office) in getting Capital One or Chase to combine card limits?

Message 1 of 5
4 REPLIES
Established Contributor

Re: Capital One or Chase combining limits?

With Capital One, I called the executive office, and they said there was no way they could combine two cards, but they did say that they would ask for a credit limit increase on my main card, which I got, so I then closed my 3rd card with them.

Amex BCE $10,000 | BofA Power Rewards WMC $10,000 | Discover It $10,000 | ICBC Preferred Gold UnionPay $8,000 | Local CU Visa $3,500
Message 2 of 5
Super Contributor

Re: Capital One or Chase combining limits?

Chase combines, though they have do have some parameters.  I think they allow for a no fee card's CL to consolidate into a fee card.  For some, the latter card must have been opened for at least 12 months, however with others, this condition appears to be waived.

 

Much harder to allocate a CL on a fee card to one with no fee, such as from the UA to the Freedom.

Message 3 of 5
Valued Contributor

Re: Capital One or Chase combining limits?


ilovelisa wrote:

With Capital One, I called the executive office, and they said there was no way they could combine two cards, but they did say that they would ask for a credit limit increase on my main card, which I got, so I then closed my 3rd card with them.


I got the same answer from Cap 1... although they did raise my limits from 500 to 2k and from 750 to 4k!  I guess that was better than nothing

Chase Sapphire Perferred | Chase Freedom | AMEX Platinum | AMEX Delta Platinum | AMEX SPG | Capital One Venture | Capital One Quicksliver | Discover IT | ABFCU Visa | Citi AA WEMC
Message 4 of 5
Established Contributor

Re: Capital One or Chase combining limits?

i have no problem move most of my SW CL(69af) to freedom, since it will be closed soon as af is due next month, left me a several hundred dollar CL visa signature cardSmiley Indifferent

EX850:2[21;14] TU850:0 EQ(Fico8BC)885:0
Message 5 of 5