Capital One or other card for BT

[thevariable]

So, I have an Amex Gold and a Blue. I haven't been CLD, but my bill has a note saying that my interest rate will be increasing next month to prime + 13.99% up from prime + 9.99%. I am, because of an unfortunate turn of events, I will not be paying my bill off in full (like I usually do) for a few months. I don't want to pay interest on it, so I'm thinking of BTing to a Capital Card that has 0% interest on purchases and BT until Oct 2009. I have a score of about 710-720. I know a lot of people don't like Capital One cards, but I don't plan on using it for anything except this balance transfer. In fact, it should have a balance of zero before the end of spring. 

Not only do I want to pay interest, but I don't want to have a balance on my Amex for too long. 

In addition to the Amexs, I have a 1st Financial Visa w/ a CL of 4,000 and a very low balance which has 0% for life and a Nordstrom Visa w/ a CL of 2,500 w/ no balance. 

Is it a good idea to apply with my score? Also, which CR does Capital One pull? Does anyone know of a similar or better BT offer?

[thevariable]

I just found a BOA card w/ about the same terms. Do I have a better chance w/ Cap One or BOA? Also, which is the better CCC?

[scramblingin2007]

I just did a bt to my existing cap 1. I got 3.99% for life of transfer. If you don't have a cap1 card just know that they'll do an inq on all 3 crs. Here is a preapp boa to see if you qualify, there's no hard for this. https://preapproved.bankofamerica.com/cc/SelfInquiry.aspx

[thevariable]

I just checked the BOA preapproval site and I saw a MC w/ 0% for 12 months on BT and prime plus 2.99, 5.99, or 9.99% on purchases, but the CapOne card is a MC w/ 0% for 12 months on BT and purchases and prime + 8.49% after the intro period.

[thevariable]

Can someone please help? I really do appreciate it. 

[itsjustmeibe]

Cap One is stingy with limits. I have a 730 score and they gave me $1,000.

[BBYGRL]

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@itsjustmeibe wrote:
Cap One is stingy with limits. I have a 730 score and they gave me $1,000.

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I think I depends on the type of card you apply for. Cap One can be stingy with CLIs as well. I was approved for a Chase Freedom Card for a BT last month. I personally prefer Chase or Discover over Cap One.