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Capital One question

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yoyo
Established Contributor

Capital One question

Hello,

So I've decided not to apply for any more credit "per my credit union" and work with what I have.
The last two inquires where for the Khols and Overstock CLI in Aug and Nov...bummer I know.
Well my question is, who can I speak to about combining my Capital One accounts.
The regular CSR can't help me.  I've been an excellent customer, used card regularly and
have a zero balance reporting for over 3 months....The site keeps declining me. No I do not
have any pending transactions, fees etc.

 

Help

 

Starting scores 1/2015 TU 568 EQ 600 EX 600
Current scores 1/2016 TU 662 EQ 669 EX 653

Von Maur $800, Cap1 Plat $2,100, Cap1 Sony $2,500, Cap1 QS1 $1,750, Khols $700, First Savings $750, Overstock $2,200, Avenue $650
10% Util, Advant $2,100 loan, Credit Union Auto $15,000 3.9APR

 

Message 1 of 4
3 REPLIES 3
myjourney
Super Contributor

Re: Capital One question

Easy pezzy make the call and good luck

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 2 of 4
myjourney
Super Contributor

Re: Capital One question

You have read the help thrread right?

http://ficoforums.myfico.com/t5/Credit-Cards/Capital-One-Card-Consolidation/td-p/4113430

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 3 of 4
Anonymous
Not applicable

Re: Capital One question

You need to wait min 6 months and have 0 balance on the card you want to combine. Good luck
Message 4 of 4
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