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@zerobacan wrote:
Why would Capital 1 report to my cr my balance? Has anybody seen that?
You must have triggered something in their systems to do a mid-cycle update.
-missed a payment??
-Address change??
-Added an AU??
-Multiple payments in a cycle??
Balances are not reported on due date for Capial One in my experience. The balance is typically reported on the statement closing date, which is approximately 25-28 days before your due date. So, you may just be mistaken on the expectations for reporting.
@zerobacan wrote:
My due date is March 13 and i know my statement cut day is march 17. I got close to the limit and that maybe why
The default payment due date for a lot of cards is often 25 days after your statement closes (you can change that online in your settings if you want). So if your payment due date for your Feb statement is 5 days before your March statement closes, that would be 25 days after your Feb statement close. Your Feb balance will report shortly after your closing date, which was around Feb 17, which is what happened.