Capital One reported my balance 15 days b4 due date?? why???

[zerobacan]

Why would Capital 1 report to my cr my balance? Has anybody seen that?

[LS2982]

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@zerobacan wrote:
Why would Capital 1 report to my cr my balance? Has anybody seen that?

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You must have triggered something in their systems to do a mid-cycle update.

-missed a payment??

-Address change??

-Added an AU??

-Multiple payments in a cycle??

[enharu]

Going overlimit, disputing transactions due to fraud, or anything fraud related triggers it too.

They are still going to report again when your cycle closes, so no worries.

Hope that helps!

[SnackTrader]

Balances are not reported on due date for Capial One in my experience. The balance is typically reported on the statement closing date, which is approximately 25-28 days before your due date. So, you may just be mistaken on the expectations for reporting. 

[jsucool76]

Balances report the within 3 days of your statement cutting, not your due date.

[MovingForward_2012]

My Cap1 Cash Rewards card reports a few days after my due date with the balance reflected on my statement when it cuts.

[zerobacan]

My due date is March 13 and i know my statement cut day is march 17. I got close to the limit and that maybe why

[RhubarbPie]

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@zerobacan wrote:
My due date is March 13 and i know my statement cut day is march 17. I got close to the limit and that maybe why

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The default payment due date for a lot of cards is often 25 days after your statement closes (you can change that online in your settings if you want). So if your payment due date for your Feb statement is 5 days before your March statement closes, that would be 25 days after your Feb statement close. Your Feb balance will report shortly after your closing date, which was around Feb 17, which is what happened.