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Regular Contributor
Posts: 208
Registered: ‎04-14-2009

Capital One reports twice

I pulled my credit the day after my capital one statement printed.   The balance that was reported as my capital one balance (+$900) was my balance at the end of last month.  I paid my balance down to $100 (of a $2250 limit) before my statement cut.   My credit score was 661. 


I was under the impression that cap one reported when the statement cut so I just pulled my report again today - a week later - my balance is now showing as $100 and a score of 672.  ( I don't usually pull this often.  It's usually just once every 3 months or so)


So it looks like cap one reports to the bureaus twice - at the end of the month and a few days after your statement cuts.



Starting Score: 580
Current Score: 676
Goal Score: 700+

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