01-14-2011 06:27 PM - edited 01-14-2011 06:28 PM
Got approved for the secured cap1 card.. good stuff now i have 2 cards.. now to wait patiently for score to rise..
Link they provided me keeps erroring out to deposit my money, anyone else have a problem with that?
01-14-2011 10:21 PM
I had a Cap1 chargeof in '02 or '03. Got a preapproval in the mail a few months ago. Applied online was instantly denied. Reason was the chargeoff. They didn't even do a hard pull. At the time of app I had zero negatives. 735 score. In my case they remember me.
03-10-2011 08:52 PM
I had a CO with capital one. I paid it back in January and I was approved for a secured card w/ a $49 deposit/$200 limit at the end of February. I don't know how they are going to process CLI however. The secured card advertises that you may get unsecured increases and the deposit refunded as long as you pay on time yadayadayada... I am hoping that the old CO that I paid doesn't make them keep a tight leash on the CLI's... I am waiting to receive the card in the mail. Should have it in a few days. They sent me an email saying they mailed it out
03-10-2011 08:52 PM
As long as the CO is settled/paid...go for it. I had a CO as well.
06-07-2011 12:52 PM
I had a charge off in 2008. They gave me a secured card with 49 down and a 200cl.
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.