drudown wrote:
Was it 30 days late? If not it shouldn't be reported. Probably why you didn't get an alert.
+1. Unless you paid 30 days late ( i.e. one month after the due date ) then you should not incur a 30~day late notation on your credit reports. However Cap1 can still ding you for it, either with fees, increased interest rates, etc....
The odds of getting a CLI with Cap1 are a longshot anyway, so it's not like they would have given you an increase even without the late pay... 
Starting Score 2/10/12: FICO TU 576, FICO EQ 582, EX PLUS 597
pizzadude wrote:
+1. Unless you paid 30 days late ( i.e. one month after the due date ) then you should not incur a 30~day late notation on your credit reports. However Cap1 can still ding you for it, either with fees, increased interest rates, etc....
The odds of getting a CLI with Cap1 are a longshot anyway, so it's not like they would have given you an increase even without the late pay...
LOL I know, I get on from time to time just to see if I can make one of them do anything. The scary thing, though, is after a chat was concluded one day, I actually had the "Peggy" I was talking to request me on Facebook 
Can you say "VIOLATION OF COMPANY POLICY!"
logan_720 wrote:
pizzadude wrote:
+1. Unless you paid 30 days late ( i.e. one month after the due date ) then you should not incur a 30~day late notation on your credit reports. However Cap1 can still ding you for it, either with fees, increased interest rates, etc....
The odds of getting a CLI with Cap1 are a longshot anyway, so it's not like they would have given you an increase even without the late pay...
LOL I know, I get on from time to time just to see if I can make one of them do anything. The scary thing, though, is after a chat was concluded one day, I actually had the "Peggy" I was talking to request me on Facebook
Can you say "VIOLATION OF COMPANY POLICY!"
wow maybe she wanted a date
logan_720 wrote:
pizzadude wrote:
+1. Unless you paid 30 days late ( i.e. one month after the due date ) then you should not incur a 30~day late notation on your credit reports. However Cap1 can still ding you for it, either with fees, increased interest rates, etc....
The odds of getting a CLI with Cap1 are a longshot anyway, so it's not like they would have given you an increase even without the late pay...
LOL I know, I get on from time to time just to see if I can make one of them do anything. The scary thing, though, is after a chat was concluded one day, I actually had the "Peggy" I was talking to request me on Facebook
Can you say "VIOLATION OF COMPANY POLICY!"
Wow! Talk about "big brother watching"!!!
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