cancel
Showing results for 
Search instead for 
Did you mean: 

Capital One upgrade offer?

tag
becontent
New Contributor

Capital One upgrade offer?

My wife recently received an email from Capital One offering to upgrade her Visa to a Quicksilver card via upgrade link.  She has a really old (2002) Cap One card with no AF..  My question is, does she still keep the AAOA if she upgrades?

 

Thanks in advance!

I think I'm gardening now...
Message 1 of 8
7 REPLIES 7
OmarGB9
Community Leader
Super Contributor

Re: Capital One upgrade offer?

Pretty sure she'd keep everything the same. she would essentially just be PCing to a newer card. But I'm bumping this for more experienced members to weigh in.

Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 2 of 8
rockbttm442
Frequent Contributor

Re: Capital One upgrade offer?

Yes. 

Cap 1 QS1 - $3300, Kemba CU - $500, Chase Freedom - $500, Sears MC - $751, Sears - $2000, Hot Topic - $1230, Grismer - $1200, Target - $1800, Walmart - $200, Home Depot - $500, Discover IT Chrome - $7000, Chase Sapphire Preferred - $5000
Message 3 of 8
Anonymous
Not applicable

Re: Capital One upgrade offer?

I believe it would all stay the same. That was my experiance anways.

Message 4 of 8
Anonymous
Not applicable

Re: Capital One upgrade offer?

Yes it stays the same, just better rewards.

 

And then she should immediately go to the pre-qualify site and check for Venture... Smiley Wink

Message 5 of 8
SunriseEarth
Moderator Emeritus

Re: Capital One upgrade offer?


@becontent wrote:

My wife recently received an email from Capital One offering to upgrade her Visa to a Quicksilver card via upgrade link.  She has a really old (2002) Cap One card with no AF..  My question is, does she still keep the AAOA if she upgrades?

 

Thanks in advance!


Absolutely...that's the great thing about an upgrade/PC!   My Platinum upgraded to a QS1 and then a regular QS.   I've maintained my account number and my history this whole time.  



Start: 619 (TU08, 9/2013) | Current: 809 (TU08, 3/05/24)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Discover IT $46000 | Disney Premier VS $43600 | Venmo VS $30000 | NFCU More Rewards AMEX $25000 | Macy's AMEX $25000 Store $25000 | Cash+ VS $25000 | Altitude Go VS $25000 | Synchrony Premier $24,200 | Sony Card VS $23750 | GS Apple Card WEMC $22000 | WF Active Cash VS $18,000 | Jared Gold Card $16000 | FNBO Evergreen VS $15000 | Citi Custom Cash MC $14600 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Amazon VS $12000 | Freedom Flex WEMC $10000 | Belk MC $10000 | Wayfair MC $4500 ~~
Message 6 of 8
becontent
New Contributor

Re: Capital One upgrade offer?

Thanks for the quick responses.

 

Forgot to ask, will there be a HP for the upgrade/PC?

I think I'm gardening now...
Message 7 of 8
Anonymous
Not applicable

Re: Capital One upgrade offer?

No, and it also is not a hard pull to check the pre-qualify site either... Smiley Wink

Message 8 of 8
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.