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It's worth considering if credit limit is a priority.
@Anonymous wrote:
Thanks for the info. I was told by someone that Capone usually does not approve for two cards within a 6 month period. Is that true in your experience?
Yes, I think that is now a limitation at Capital One., waiting six months between apps.
What are the exact application dates for your two existing cards?
While it may save a HP on each bureau to upgrade, that $400 sign up bonus is a real cash return for the pain. Nobody pays you to keep your HP in the bank.
A new Cap One card is more likely to get a higher starting limit, and have a future higher ceiling, than your existing Cap One cards.