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Capital One...you make me sad :'(

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lazylane
New Contributor

Re: Capital One...you make me sad :'(

I feel your pain. Capital One was my first credit card ever and I got that in 2005. They started me with a $200 limit. I ended up opening a second Cap One account (with the same limit) after they denied me a CLI after being with them for 3 months (I was 18 and not very credit savy). After having the card for 2 years I combined the accounts and now have one $400 limit card with them and even after paying the bill on time every month and keeping the blanace low or paying it in full for almost 7 years, I still get denied a CLI from them. Their my oldest account so I can't close them but I don't understand why I have other credit cards that started me with $1000-$2500 limits and when I request CLI's with them, I get approved but Capital One just will not increase my limit.

 

I think I'm going to stop using the card and see if they increase it on their own Smiley Indifferent

Message 11 of 14
CS800
Super Contributor

Re: Capital One...you make me sad :'(

Just called them again and same answer GRrrrrrrrrr

 

 




Message 12 of 14
nuggets321
Frequent Contributor

Re: Capital One...you make me sad :'(

Same here............No GO  Smiley Sad

TU-721 (MortgagePull) EQ- 697(MortgagePull ) EXP 693(MortgagePull) FWEB 24,2015
My Wallet : Dicover More 35,500 CL -Amex Zync NPSL -WellsFargoRewards4800 - -CapOne 3000CL -GEMBWalMart 5000CL - Zales 4000CL-Kays 2900--Macys 5000CL /SSFCU 5000CL / CitiBank Diamond Pref 15000CL - CHASE Freedom 13500CL -Lowes 10,000 CL - BBuyStoreCard 10,000CL Sears Store Card (Citi) 3000 - Firestone CFNB 1400 Toyota Financial $35,000 Auto -2200DiscountTire(GECRB) Citi TY Preferred 8100CL - Chase Slate$4000-BofA15000-ToyotaRewardsVisa$10,700 -BofA$8500 AMEX BCE 9,500
Message 13 of 14
Anonymous
Not applicable

Re: Capital One...you make me sad :'(

Yep, until you hit their prime cards...HAL is calling the shots.

Message 14 of 14
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