It appears that the Orchard Bank cards might be the first ones to convert as I got an email last month saying that I will receive a Cap1 card to replace the Orchard card in the spring. I wonder what type of Cap1 card it will be converted to.

Cards: Orchard Bank ($1100) | Cap1 Cash Rewards ($2500) | Chase Freedom ($1000) | Best Buy ($2500) | Discover It ($1000) | Barclay Rewards ($2500) | Current scores: EX FAKO: 684, CK TU: 649, FICO EQ: 680, FICO TU: 698, FICO EX: 658 Happy Homeowner Since 2/6/13!

Last App: 4/5/13 Gardening until July 2014