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Capital One

Established Contributor

Re: Capital One

i agree, when the call center reps were outsourced it went downhill with a lot of misinformation... as far as i've been told, capital one is planning on buying HSBC card and mortage portfolio's..... so you may have a few more capital one cards to deal with.


Starting Score: 575 (As Of Early 2011)
Current Score: TU: 767 EQ: 732 EX; 742 (As Of Feb 2012)
Goal Score: 750


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Senior Contributor

Re: Capital One


Juan123 wrote:

when they said it depends, it's because the new kohls card which capital one also acquired won't be apart of that 2 limit, if you already have 2 and are merged into capital one because of a purchase then you wouldn't count.



ok  is Kohls the only store card they offer that isnt a master card or visa?

Valued Contributor

Re: Capital One

As stated, I have never (recently) heard of more than 2 unless one is not a personal card - Best Buy, Sony, another store card, etc.

11/30/08 TU 648 EX 672 EQ 656 SEPT 2014 TU 787 EX 789 EQ ???
Amex BCP $24.1K/Clear $8.5- Sallie Mae $27.5 -Cap One QS $7.5 - Chase Freedom $7.5/United $5k/CSP $20k/Ink- Citi DP $9.5/Dividend $13k/HHHx2 $15k/16.4/Reserve $4.5k Best Buy $1940 HD $1701- Discover IT $15k - Elan $8k GEMB Lowes $20k - Macy's $2k - Kohl's $800




Starting Score: 648
Current Score: 736
Goal Score: 765


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Valued Member

Re: ead in the Re: Capital One

HSBC also sold their auto loan division as well.. I think it was to santander... i think!!


JMN wrote:

Timberlynn69 wrote:

Wow I must have had my head in the dirt - I did not know HSBC is being bought out by Cap One! 


HSBC isn't being purchased by Capital One...

 

HSBC is simply selling their U.S. credit card portfolio to Capital One. 

 

And I have ZERO Crapital One cards, thankfully. However, if my $9,000 HSBC Platinum MasterCard is being sold to Crapital One... well, I still won't have one. I'd close it before doing business with Crapital One.


 

Established Contributor

Re: Capital One

no, soon the bestbuy card also. BB offers a normal store card and the mastercard. both will be capital one's and BB also offers a chase card which will remain chase..

 

i believe that's it unless orchard offers store cards.


Starting Score: 575 (As Of Early 2011)
Current Score: TU: 767 EQ: 732 EX; 742 (As Of Feb 2012)
Goal Score: 750


Take the FICO Fitness Challenge

Long way to go ^_^
Established Contributor

Re: Capital One


Juan123 wrote:

no, soon the bestbuy card also. BB offers a normal store card and the mastercard. both will be capital one's and BB also offers a chase card which will remain chase..

 

i believe that's it unless orchard offers store cards.


FWIW, Chase discontinued their "relationship" with BB.  All Chase BB cards are no longer usable (per letter received from Chase on DHs account)

Filed BK 12/5/14
341 meeting 1/9/15
Anticipated discharge 3/10/15

Goal: 700 by 3/2017
New Contributor

Re: Capital One

I have three personal Capital One cards - a Mastercard ($3,600.00 limit) and two Visas (both $500.00 limits - one is a rewards card (No Hassle) and the other is a platinum.

Established Contributor

Re: Capital One

i did not know that about chase and BB. so i guess all BB cards are now capital one


Starting Score: 575 (As Of Early 2011)
Current Score: TU: 767 EQ: 732 EX; 742 (As Of Feb 2012)
Goal Score: 750


Take the FICO Fitness Challenge

Long way to go ^_^
Established Contributor

Re: ead in the Re: Capital One


mzniko wrote:

HSBC also sold their auto loan division as well.. I think it was to santander... i think!!



 


CORRECT! From Bad to Worse- Prompted immediate refi!!!



Valued Member

Re: ead in the Re: Capital One

Had one, looking to apply for the Green Cash card soon. Anyone by chance know which CRA they pull from when applying?

TU 770 (11/18/11)
EQ 725 (11/18/11)