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Established Member
Posts: 55
Registered: ‎07-13-2012
0

Capital One

I have enrolled into online banking and paperless statements through capital one to pay cc bill. I just made a couple purchases and want to pay some of the balance off but when I try to input my banking information it won't let me pay it says I have zero credit/balance on the account but you can see some pending trans on there.

EQ/637
TU/616
EXP/659


Frequent Contributor
Posts: 265
Registered: ‎05-28-2012
0

Re: Capital One

**pending

 

You have to wait until it completes. The system won't allow you to make a payment when, technically, you have a zero balance.


Current Score:652 EQ (Beacon 5.0), 647 EX, 647 EQ, 693 TU (USAA CMS), 684 TU (Walmart)
Goal Score:700 across the board

My Wallet: NFCU cashRewards Sig ($14k); Chase SW RR Sig ($6); USAA Cash Rewards MC ($2k); USAA Plat MC ($2k); USAA AMEX ($2k) GE/JC Penney ($4.4k); Chase Freedom ($1.5k); GE/Lowes ($1.8k); GE/Amazon ($1.7k); GE/Walmart ($5k); Cap 1 ($1k); Comenity/LB ($1K); Dillards AMEX ($2.1k)
Contributor
Posts: 81
Registered: ‎05-06-2012
0

Re: Capital One

The only way to pay is to send a payment using your bank's bill pay. Which, is easier in my opinion anyways, so you might as well set it up.

Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
0

Re: Capital One


NewSurrender wrote:

The only way to pay is to send a payment using your bank's bill pay. Which, is easier in my opinion anyways, so you might as well set it up.


This is called "pushing" a payment through your bank. This will work when you want to pay on it when your balance is at 0.




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Established Member
Posts: 55
Registered: ‎07-13-2012
0

Re: Capital One


LS2982 wrote:

NewSurrender wrote:

The only way to pay is to send a payment using your bank's bill pay. Which, is easier in my opinion anyways, so you might as well set it up.


This is called "pushing" a payment through your bank. This will work when you want to pay on it when your balance is at 0.


So I have to go through my personal bank Bill Pay system? 

EQ/637
TU/616
EXP/659


Established Member
Posts: 55
Registered: ‎07-13-2012
0

Re: Capital One

Capital one is not on my Biller's list through my bank? is there a way to manually add it ? I use BankPlus 

EQ/637
TU/616
EXP/659


Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
0

Re: Capital One


Rackham12 wrote:

LS2982 wrote:

NewSurrender wrote:

The only way to pay is to send a payment using your bank's bill pay. Which, is easier in my opinion anyways, so you might as well set it up.


This is called "pushing" a payment through your bank. This will work when you want to pay on it when your balance is at 0.


So I have to go through my personal bank Bill Pay system? 


Who do you bank with?? If they offer bill pay online you can set up online.




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Frequent Contributor
Posts: 265
Registered: ‎05-28-2012
0

Re: Capital One

Interesting. When I tried that before my payment was rejected. Maybe its the bank? I tried with Chase.


Current Score:652 EQ (Beacon 5.0), 647 EX, 647 EQ, 693 TU (USAA CMS), 684 TU (Walmart)
Goal Score:700 across the board

My Wallet: NFCU cashRewards Sig ($14k); Chase SW RR Sig ($6); USAA Cash Rewards MC ($2k); USAA Plat MC ($2k); USAA AMEX ($2k) GE/JC Penney ($4.4k); Chase Freedom ($1.5k); GE/Lowes ($1.8k); GE/Amazon ($1.7k); GE/Walmart ($5k); Cap 1 ($1k); Comenity/LB ($1K); Dillards AMEX ($2.1k)
Frequent Contributor
Posts: 253
Registered: ‎08-31-2011
0

Re: Capital One

I pay both of my Crap One cards thru my bank's bill pay (USAA).  It is submitted electronically. 

Super Contributor
Posts: 6,149
Registered: ‎12-11-2011
0

Re: Capital One

Capital one doesn't allow you to make a payment until your first statement cuts. After your first statement you can do it as soon as you have a balance, but when you first get your card you need to wait for your first statement. 

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