Credit Cards

[Rackham12]

I have enrolled into online banking and paperless statements through capital one to pay cc bill. I just made a couple purchases and want to pay some of the balance off but when I try to input my banking information it won't let me pay it says I have zero credit/balance on the account but you can see some pending trans on there.

[journey258]

**pending

You have to wait until it completes. The system won't allow you to make a payment when, technically, you have a zero balance.

[NewSurrender]

The only way to pay is to send a payment using your bank's bill pay. Which, is easier in my opinion anyways, so you might as well set it up.

[LS2982]

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NewSurrender wrote:

The only way to pay is to send a payment using your bank's bill pay. Which, is easier in my opinion anyways, so you might as well set it up.

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This is called "pushing" a payment through your bank. This will work when you want to pay on it when your balance is at 0.

[Rackham12]

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LS2982 wrote:

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NewSurrender wrote:

The only way to pay is to send a payment using your bank's bill pay. Which, is easier in my opinion anyways, so you might as well set it up.

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This is called "pushing" a payment through your bank. This will work when you want to pay on it when your balance is at 0.

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So I have to go through my personal bank Bill Pay system? 

[Rackham12]

Capital one is not on my Biller's list through my bank? is there a way to manually add it ? I use BankPlus 

[LS2982]

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Rackham12 wrote:

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LS2982 wrote:

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NewSurrender wrote:

The only way to pay is to send a payment using your bank's bill pay. Which, is easier in my opinion anyways, so you might as well set it up.

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This is called "pushing" a payment through your bank. This will work when you want to pay on it when your balance is at 0.

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So I have to go through my personal bank Bill Pay system? 

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Who do you bank with?? If they offer bill pay online you can set up online.

[journey258]

Interesting. When I tried that before my payment was rejected. Maybe its the bank? I tried with Chase.

[Middleswarth]

I pay both of my Crap One cards thru my bank's bill pay (USAA).  It is submitted electronically. 

[jsucool76]

Capital one doesn't allow you to make a payment until your first statement cuts. After your first statement you can do it as soon as you have a balance, but when you first get your card you need to wait for your first statement.