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mytime321
Posts: 108
Registered: ‎09-09-2012
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Capital One

What scores does Capital One seem to be approving at for a non secured card?

Valued Contributor
armbenderc
Posts: 1,339
Registered: ‎09-11-2012
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Re: Capital One

Low 600 is what I have seen but you will get an AF card.
2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Established Contributor
DaniBananiie
Posts: 968
Registered: ‎03-09-2013
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Re: Capital One


armbenderc wrote:
Low 600 is what I have seen but you will get an AF card.

+1 and they'll give you a crappy limit.

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Established Contributor
JonStur
Posts: 904
Registered: ‎12-25-2010
0

Re: Capital One


DaniBananiie wrote:

armbenderc wrote:
Low 600 is what I have seen but you will get an AF card.

+1 and they'll give you a crappy limit.


+1000...and they'll put you in a program called credit steps where you make 6 on time payments and you'll get a small bump on the 7th statement. If you're lucky you might get one more increase on this card but that will be about it. But this is a rebuilder card so don't get upset and call them "crap one", just apply for a better card when your credit profile supports one...


Starting Score: TU 686 EX 641 EQ 690
Current Score: TU 779 EX 767 EQ 740
Goal Score: 800 Club

BCE $12.5K, 5/3 Sig $10K, Wally Discover 10K, Cash+ $9K Sam's Discover 10K, Freedom $6K, Zales $5.5K, More $5K, Cap one $5K, Barclay 2.5K, Household Plat $1.5K, Household Gold $1.5K, Credit One $1K, First Premier Plat $.675K First Premier Gold $.65K

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