Capital one Back door Number (Hope I put this in the righ Forum this time)

[Anonymous]

I tried calling the Capital1 back door numbers listed in the "Back door" thread, but it was no different than calling the number on the back of my CC, I was flat out denied for a CLI, I was wondering if anyone has a back door number that actually works?

I've had my Cap1 card now for 9 months, I make at the very least 2 payments a month never been late never been above 65% util (500 CL) now. I keep a small balance on it until they report just to help keep my util at around 1-9% and then PIF. I was first approved for 300, and I was in the Credit Steps program and after my 3rd statement my CL was increased to 500, and after I read the Back door thread it seems as using the numbers provided, everyone had great success in getting CLI's.

I'm guessing Cap1 either got wise to this and put a stop to it or the numbers listed in that thread are no longer the correct numbers to call.

Any info would be greatly appreciated.

[JayRizzo]

Nope, that's not the case.  Reading the "Credit Cards" forum or doing a search for "Capital One CLI" in the upper-right below the Community tab would have revealed to you that Capital One no longer accepts customer-initiated CLI requests.  It's been this way since last year.

[FicoTron]

I sent a secure message over their site about a CLI and they gave me a number to call to inquire about the CLI, it stated that they would ask me a few questions to determine weather or not to give it to me...I'll keep this thread posted...

[Scamp]

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@cflinkman wrote:

I sent a secure message over their site about a CLI and they gave me a number to call to inquire about the CLI, it stated that they would ask me a few questions to determine weather or not to give it to me...I'll keep this thread posted...

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Good luck!  Definitely let us know the outcome, and if you'd please PM that number, I can add it to the Backdoor Numbers Thread. 

[Anonymous]

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@cflinkman wrote:

I sent a secure message over their site about a CLI and they gave me a number to call to inquire about the CLI, it stated that they would ask me a few questions to determine weather or not to give it to me...I'll keep this thread posted...

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That would be awesome if you could let us know the outcome. I would really like a higher CL (500) is just not very much at all, I could cancel the card and apply for another card now that my scores are near 700 and probably get approved for a higher CL, but I do not want any new accts or hard inquiries on my reports.

My father just added me as an authorized user on his Amex Optima opened in 1984 and with a 16,000 CL which appeared on my FreeCreditReport.com Experian report today, it increased my AAoA from 3.9 years to 7.8 years and also raised my Experian Plus Score by 22 points. I now have 18,150 avail credit and a 2% util at this time.

I called EX and TU today and that Amex card is not listed on those reports yet, I also called Amex today and they said their reporting cycle ends on the 20th so I should see the Amex card listed on those two reports then, I'm excited to see the AAoA history and the score increase.

Well, I kinda went off the subject there, sorry about that.

Looking forward to hearing the outcome on your CLI request cflinkman.

[Anonymous]

I just tried the back door number for Orchard Bank and I was told that at this time the company is not approving any CLI at this time, maybe in the future they will do so. In July I will have become an member for 1 year, maybe I have to wait till then....

[mocha82]

Call 1.800.707.0489  This number takes you directly to a Sr. Account Manager.

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@Anonymous wrote:

I tried calling the Capital1 back door numbers listed in the "Back door" thread, but it was no different than calling the number on the back of my CC, I was flat out denied for a CLI, I was wondering if anyone has a back door number that actually works?

I've had my Cap1 card now for 9 months, I make at the very least 2 payments a month never been late never been above 65% util (500 CL) now. I keep a small balance on it until they report just to help keep my util at around 1-9% and then PIF. I was first approved for 300, and I was in the Credit Steps program and after my 3rd statement my CL was increased to 500, and after I read the Back door thread it seems as using the numbers provided, everyone had great success in getting CLI's.

I'm guessing Cap1 either got wise to this and put a stop to it or the numbers listed in that thread are no longer the correct numbers to call.

Any info would be greatly appreciated.

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