Credit Card Center Advertiser Disclosure†
09-14-2012 11:01 AM
I have the craptacular rebuilder but eventually want to get a rewards card. Once the rest of my report updates by the 21st I should be in the 650-660- range across the board. Do I have a chance at doing a PC, or is it better to expect a parakeet to fly outta my butt?
09-14-2012 11:16 AM
And what are the magic words to get it done? The...ahem...non Americans.....I always end up talking to have no idea what I'm talking about or tell me it isn't possible.
09-14-2012 11:19 AM - edited 09-14-2012 11:28 AM
I did it via "Chat Now" right above the account list when you log in.
I asked if there was any chance in the future my card could be eligible to get rewards (I didn't expect it to happen right then since the account was so new) and the person transferred me to an account manager or something and they just did it right there.
Although from what I've learned I think I may have been given one of their non-rebuilder cards judging by my high starting CL, but on the other hand I did get the credit steps program. So I really don't know.
Edit: Asked a CSR, they said my card is an "Average" card
09-14-2012 11:30 AM
Your odds are better with the lottery
09-14-2012 11:38 AM
They provide a letter about, but its not easy to find on there on-line system. It used to be a big selling point of the card, it was one of the reason I joined, and back then it was two steps not just one.
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.