Capital one VS. Discover

[Anonymous]

How come Capital one will give me a CLI with no hard pull just based on the account history and discover wants to pull hard?

I was late and over the limit on capital on did not make a payment for 2 months and was never late on discover, never went over the limit.
I really would like to get a CLI on discover. Please help~! I can't believe discover is being like this. They treated me right in the beginning now they are refusing.

Capital one Profile
Card 1
-On Aug22nd I called and ask for a CLI on a limit of $300.00 and got a 500.00 Increase. Now the current total CL is $800.00. Had this account open for almost a year probably opened it in Sept or Oct I was late and went over the limit TWICE. Once was my fault and the other one was capital one. I had the account at 297.00 and when they added the Finance charge it took me over the limit of $300.00


Card 2
-On today Aug26th I called and ask for a CLI on a limit of $500.00 and got a 500.00 Increase. Now the current total CL is $1,000.00. Open the account in MAY. Never been late, never went over the Limit.

[Anonymous]

I've told Discover softs for credit lines under 15K, so if you at or over 15, or the CLI would put over 15K it's the hard way

[Anonymous]

I'm confused, I swear I just saw this somewhere else and already responded.

Andrew, do you by chance have the Discover card issued by HSBC?  If so, HSBC is notoriously stingy!

[Anonymous]

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@Anonymous wrote:

I'm confused, I swear I just saw this somewhere else and already responded.

Andrew, do you by chance have the Discover card issued by HSBC? If so, HSBC is notoriously stingy!

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I probably did post this one time before and you did see it.
-Why did post it a second time?
Because since I called today for another CLI on Cap1 I called for Discover in aug 20th and they still say no. Just so you guy's can see the difference.

The card that I have is the discover more from discover. You are probably asking about HSBC cause I posted it recommending it to some one and that created a big argument. But I don't have HSBC. I only have them cause I financing a computer from gateway.

[Anonymous]

Ahhh, maybe that's why I had the HSBC Discover in my head with your name then. I too have the More card and you're not giving me much hope for getting CLI. Though I am very happy for you with your Cap1 success!!

[Anonymous]

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@Anonymous wrote:

Ahhh, maybe that's why I had the HSBC Discover in my head with your name then. I too have the More card and you're not giving me much hope for getting CLI. Though I am very happy for you with your Cap1 success!!

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Sorry, to bring your hopes down, Put you never know maybe it i'll be different and better for you then what it's for me.

Thanks for the congrats! on cap1.