Capital one credit card limit

Gamdesert · ‎10-02-2013

Does anyone know the max number of capital one accounts you can have, every time I apply I get declined. The notice I get says too many open accounts I have two master cards and a furniture row account with them. When I call they say they have no limit on the number of accounts you can have

red259 · ‎10-02-2013

@Gamdesert wrote:
Does anyone know the max number of capital one accounts you can have, every time I apply I get declined. The notice I get says too many open accounts I have two master cards and a furniture row account with them. When I call they say they have no limit on the number of accounts you can have

Maybe it means too many open accounts for all lenders combined?

;
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Gamdesert · ‎10-02-2013

Maybe your right I never thought about that lol I do have a lot of GE account thanks

Shock_ · ‎10-02-2013

too many open accounts recently?

myjourney · ‎10-02-2013

Someone on the forum has like 7

through the merger of HSBC/ Orchard and Cap1

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?

Gamdesert · ‎10-02-2013

Really 7 I remember my orchard bank days, when HSBC sold my furniture row account to capital one my limit went way down, maybe cap 1 has me flagged lol

myjourney · ‎10-02-2013

@Gamdesert wrote:
Really 7 I remember my orchard bank days, when HSBC sold my furniture row account to capital one my limit went way down, maybe cap 1 has me flagged lol

Forgive my manners welcome to the forum as well

How many accounts do you have balances on?

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?

Gamdesert · ‎10-02-2013

Thanks you

Total number of
Accounts 75
Accounts with balances 26
Accounts opened in past year 28
I know it's bad but I'm done applying for things I don't need

Tuxedo77 · ‎10-02-2013

@Gamdesert wrote:
Thanks you

Total number of
Accounts 75
Accounts with balances 26
Accounts opened in past year 28
I know it's bad but I'm done applying for things I don't need

This has to be some sort of record. Are these mostly store credit accounts?

AMEX: PRG, EDP - Citi: Double Cash WMC - Barclay's: Sallie Mae WMC, RMC - Discover: IT - Chase: Freedom

myjourney · ‎10-02-2013

@Gamdesert wrote:
Thanks you

Total number of
Accounts 75
Accounts with balances 26
Accounts opened in past year 28
I know it's bad but I'm done applying for things I don't need

This is what they are referring to as to many account with balances work on your UTL

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?