Capital one credit steps

[Anonymous]

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@Anonymous wrote:

I received the email early on and I totally missed it said I'd go up from $300 to $500 I have already got to $400 with a increase before it. Is the amount they say always final or can the credit steps be bigger then originally stated?

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It will likely be a $200 increase, exactly as stated - so in your case $400 to $600 (YMMV)

Cheers!

[Anonymous]

Depending on your usage and other account and credit factors, the credit steps increase can be larger than what was originally. However, I've read some threads where people are saying capital one is tightening up on CLI. While others have stated they got larger increases. So, YMMV. 

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

I received the email early on and I totally missed it said I'd go up from $300 to $500 I have already got to $400 with a increase before it. Is the amount they say always final or can the credit steps be bigger then originally stated?

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It will likely be a $200 increase, exactly as stated - so in your case $400 to $600 (YMMV)

Cheers!

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Yeah I'll keep my fingers crossed and pushing all my spend through it that I can then PIF of course. I'll take whatever I can get in a few months.

[kobe2012]

It does seem like capital one have tightened their CL increases ... guess I missed the good days where they'd hand out $3000+ Credit step increases .. but we shall see what happens... Aduke! Let me know how increase goes ... how much was ur SL anyway?

[Aduke1122]

Mine was only 300 , fiancé has one that started at 500 he got a 100 CLI at his 3rd statement cut .. we only opened ours about two weeks apart .. he is due to get his credit steps any day now

[kobe2012]

Oh ok... hope you both get good increases ... fingers crossed

[Aduke1122]

Thanks I hope you do as well Kobe😊

[Anonymous]

Hi kobe!

I have two sets of data points for you:

Me:

June '16, Approved $3000 SL

$300 pre-Credit Steps increase

$500 Credit Steps increase on 6th statement

$3800 Current CL

My husband:

October '16, Approved $300 SL

$100 pre-Credit Steps increase

$350 Credit Steps increase on 6th statement

$750 Current CL

Good luck! 

[Aduke1122]

Hey Bella07 could you list when you guys opened your Accts plz

[Anonymous]

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@Aduke1122 wrote:
Hey Bella07 could you list when you guys opened your Accts plz

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Sure! Mine was opened in June '16, and his was opened in October '16.