Credit Cards

[SnackTrader]

Do you think that they might be hesitant given that just 13 months ago you were considered a heightened risk? I agree with others that your reasoning isn't very strong. They gave you $1,500 (probably the highest at the time) and you only have 2 brand new accounts with limits higher than that. You haven't really shown that you can handle more credit just yet. You have only shown you are able to obtain more credit. There's a difference.

[joshy]

@kevinblock55: ESL i speak 5 languages

[joshy]

I also have 2 car leases worth $68, 000

[KevinBlock55]

Well perhaps they see TOO much credit. Cap1 goes out on limb to provide people with less than stellar credit, credit. But they aren't know to foolishly allow someone to over-extend

[SnackTrader]

Well then we get to another problem, which is does your income fully support your current debt obligations as well as any potential use of your thousands upon thousands in revolving available credit?

I hope you get what you want, I suppose. But please step back and look at this issue from the company lending you money. They see a borrower with significant debt obligations and who is racking up a lot of revolving credit which they can use to their heart's content. They don't know who you are, they only know the risk you pose, and that risk is financial loss. So make sure you keep that in mind.

[joshy]

My income is $110, 500. Per year not counting bonuses

[SnackTrader]

Interesting. May I ask what you do? That's great money.

[joshy]

Pharmacists

[rootpooty]

Take this with a grain of salt but your not going to get anywhere with that email.  Members created the Cap executive office number thread for those that have been with them for years with the same cl and in my opinion are entitled to a cli cause they carry much larger limits on other accounts and wanted to stay with capital one.  If you claim you have 25k+ in available credit with other accounts I ask why bother with cap one then?  You have way too much new credit opened up recently my advise is back off on the apping cause it will lead to a potential creditor shutting you down.

Credit is a privilege not a right.

[toppers555]

good luck , but compared to few cards in you sig ( I know you said you have more) those are pretty low limits.