cancel
Showing results for 
Search instead for 
Did you mean: 

Capital one executive sucks

tag
joshy
Valued Member

Capital one executive sucks

I have been with capital one for 1 1/2 years with the same CL of  $1500 try calling back door # and no luck so I send them an email yesterday that goes like this

 

 To whom this may concern:

 
Let me start by say thank you for giving me a chance with a credit card a year and a half ago.
I am a current capital one customer, I have a checking account and a few credit card, A sharebuilder account for Stocks with your company, already closed 3 credit card as of today out of anger.
I was looking to change my current credit card ending in 1994 to a venture card I was told that its not possible to do so.
all I'm asking is for a product change on my credit card with a credit limit increase up to $3,500.
so far this year a have charge $8,139.00 on a card that only has a $1,500 credit limit paying my credit cards bills every week
if I'm not a good customer than I guess I will take my business somewhere else 
 
credit cards that I currently have:
 
American Express           $5000. Credit limit
Discover                         $1500. Credit limit
chase freedom                $1500. Credit limit
Amazon chase visa          $1000. Credit limit   
Citi Diamond Preferred     $4000. Credit limit
plus a few store card
 
 
 
will I get the CLI or not...
Credit Cards:Amex BCE $5K. Amex costco $15K,Chase Freedom $1K, Discover $4K,Discover it $1.7K Cap1 $2.5K, Cap1 $1.5K, Cap1 visa $1K, BBRZMC $300, BNFL $1450, Cap1 $2K. BRCU $1K.chevrom visa $3.3K, toyrus visa $6.3K,walmart DC$2.4k,Gap vs$4k

Store Card.Walmart $3.3K,Amazon $3.5K, Old Navy $4.7K, KOHLS $500, The Children's Place $325. Target $700, Express $1.15K. paypal SC $1.8K, MACYS $2.5k
Message 1 of 61
60 REPLIES 60
journey258
Frequent Contributor

Re: Capital one executive sucks


@joshy wrote:

I have been with capital one for 1 1/2 years with the same CL of  $1500 try calling back door # and no luck so I send them an email yesterday that goes like this

 

 To whom this may concern:

 
Let me start by say thank you for giving me a chance with a credit card a year and a half ago.
I am a current capital one customer, I have a checking account and a few credit card, A sharebuilder account for Stocks with your company, already closed 3 credit card as of today out of anger.
I was looking to change my current credit card ending in 1994 to a venture card I was told that its not possible to do so.
all I'm asking is for a product change on my credit card with a credit limit increase up to $3,500.
so far this year a have charge $8,139.00 on a card that only has a $1,500 credit limit paying my credit cards bills every week
if I'm not a good customer than I guess I will take my business somewhere else 
 
credit cards that I currently have:
 
American Express           $5000. Credit limit
Discover                         $1500. Credit limit
chase freedom                $1500. Credit limit
Amazon chase visa          $1000. Credit limit   
Citi Diamond Preferred     $4000. Credit limit
plus a few store card
 
 
 
will I get the CLI or not...

Honestly, I'd be turned off by the tone of your email. It sounds very "entitled."


Current Score:652 EQ (Beacon 5.0), 647 EX, 647 EQ, 693 TU (USAA CMS), 684 TU (Walmart)
Goal Score:700 across the board

My Wallet: NFCU cashRewards Sig ($14k); Chase SW RR Sig ($6); USAA Cash Rewards MC ($2k); USAA Plat MC ($2k); USAA AMEX ($2k) GE/JC Penney ($4.4k); Chase Freedom ($1.5k); GE/Lowes ($1.8k); GE/Amazon ($1.7k); GE/Walmart ($5k); Cap 1 ($1k); Comenity/LB ($1K); Dillards AMEX ($2.1k)
Message 2 of 61
joshy
Valued Member

Re: Capital one executive sucks

I'm trying I got nothing to loose right....

Credit Cards:Amex BCE $5K. Amex costco $15K,Chase Freedom $1K, Discover $4K,Discover it $1.7K Cap1 $2.5K, Cap1 $1.5K, Cap1 visa $1K, BBRZMC $300, BNFL $1450, Cap1 $2K. BRCU $1K.chevrom visa $3.3K, toyrus visa $6.3K,walmart DC$2.4k,Gap vs$4k

Store Card.Walmart $3.3K,Amazon $3.5K, Old Navy $4.7K, KOHLS $500, The Children's Place $325. Target $700, Express $1.15K. paypal SC $1.8K, MACYS $2.5k
Message 3 of 61
LS2982
Mega Contributor

Re: Capital one executive sucks


@journey258 wrote:

@joshy wrote:

I have been with capital one for 1 1/2 years with the same CL of  $1500 try calling back door # and no luck so I send them an email yesterday that goes like this

 

 To whom this may concern:

 
Let me start by say thank you for giving me a chance with a credit card a year and a half ago.
I am a current capital one customer, I have a checking account and a few credit card, A sharebuilder account for Stocks with your company, already closed 3 credit card as of today out of anger.
I was looking to change my current credit card ending in 1994 to a venture card I was told that its not possible to do so.
all I'm asking is for a product change on my credit card with a credit limit increase up to $3,500.
so far this year a have charge $8,139.00 on a card that only has a $1,500 credit limit paying my credit cards bills every week
if I'm not a good customer than I guess I will take my business somewhere else 
 
credit cards that I currently have:
 
American Express           $5000. Credit limit
Discover                         $1500. Credit limit
chase freedom                $1500. Credit limit
Amazon chase visa          $1000. Credit limit   
Citi Diamond Preferred     $4000. Credit limit
plus a few store card
 
 
 
will I get the CLI or not...

Honestly, I'd be turned off by the tone of your email. It sounds very "entitled."


I agree, the listing of other accounts was not needed.

 




EQ FICO 548 3/3/16
Message 4 of 61
joshy
Valued Member

Re: Capital one executive sucks

I want them to know that I have better cards than the one from crapital one 

Credit Cards:Amex BCE $5K. Amex costco $15K,Chase Freedom $1K, Discover $4K,Discover it $1.7K Cap1 $2.5K, Cap1 $1.5K, Cap1 visa $1K, BBRZMC $300, BNFL $1450, Cap1 $2K. BRCU $1K.chevrom visa $3.3K, toyrus visa $6.3K,walmart DC$2.4k,Gap vs$4k

Store Card.Walmart $3.3K,Amazon $3.5K, Old Navy $4.7K, KOHLS $500, The Children's Place $325. Target $700, Express $1.15K. paypal SC $1.8K, MACYS $2.5k
Message 5 of 61
Epcot
Valued Contributor

Re: Capital one executive sucks

Well, either way keep us posted!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 849 EX 835 TU 841
Message 6 of 61
joshy
Valued Member

Re: Capital one executive sucks

I will, maybe next i will try the 3x CLI with amex

Credit Cards:Amex BCE $5K. Amex costco $15K,Chase Freedom $1K, Discover $4K,Discover it $1.7K Cap1 $2.5K, Cap1 $1.5K, Cap1 visa $1K, BBRZMC $300, BNFL $1450, Cap1 $2K. BRCU $1K.chevrom visa $3.3K, toyrus visa $6.3K,walmart DC$2.4k,Gap vs$4k

Store Card.Walmart $3.3K,Amazon $3.5K, Old Navy $4.7K, KOHLS $500, The Children's Place $325. Target $700, Express $1.15K. paypal SC $1.8K, MACYS $2.5k
Message 7 of 61
wallyworld123
Frequent Contributor

Re: Capital one executive sucks

please delete the last sentence this letter is like a nice nasty letter honestly delete the last sentence.

Message 8 of 61
joshy
Valued Member

Re: Capital one executive sucks

i already send it yesterday and got a phone call today about it and they will let me know 2 to 5 days

Credit Cards:Amex BCE $5K. Amex costco $15K,Chase Freedom $1K, Discover $4K,Discover it $1.7K Cap1 $2.5K, Cap1 $1.5K, Cap1 visa $1K, BBRZMC $300, BNFL $1450, Cap1 $2K. BRCU $1K.chevrom visa $3.3K, toyrus visa $6.3K,walmart DC$2.4k,Gap vs$4k

Store Card.Walmart $3.3K,Amazon $3.5K, Old Navy $4.7K, KOHLS $500, The Children's Place $325. Target $700, Express $1.15K. paypal SC $1.8K, MACYS $2.5k
Message 9 of 61
bostonte
Frequent Contributor

Re: Capital one executive sucks

I wouldn't have listed the other lines because it isn't impressive -- their limit looks to be in line with your other cards.

 

also, what's with the subject? How can it suck if you haven't heard their reply yet?

Message 10 of 61
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.