Capital one free credit score

[tylaw13]

ive been keeping track of my Equifax lately just by asking for a CLI from Cap1, once they deny my i go to statements and documents and look at the CLI request document and at the bottom just like any other credit decision my score is there. Since its a softpull ive been doing this every other week and my score has changed! Dont think its a true FICO because it doesnt specify anywhere. I got a kick out of this though because it makes my cap1 accounts useful haha.

[djc1puno]

Nice! I will try this in a bit

[mikey78]

INteresting I requested my CLI last night was denied due to changeo f my credit line within the last 6 month
and saw my EQ Fico Score 701

my fico here right now is 708

and few month prior my score and is missing lol

[tylaw13]

im sure its not a FICO but you can def use it as reference

[mikey78]

right now my eq score from their website stands at 746

but when i applied for cap one CLI 2 days ago eq was at 744

it's probably fico score since right now it stands at 708 on myfico score sheet
I dropped a point after barclays being added  -.-

[dta]

Nice to know; hadn't even noticed the second page. Mine is a bit dated though (8/5 CLI request, 6/25 score). Probably just shows their last periodic SP.

[kosmos]

Thank you for the post. I didn't noticed the second page with the credit score until reading this thread

[Grover627]

Can doing this too often hurt your credit standing with Cap One?

[pizzadude]

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@tylaw13 wrote:

ive been keeping track of my Equifax lately just by asking for a CLI from Cap1, once they deny my i go to statements and documents and look at the CLI request document and at the bottom just like any other credit decision my score is there. Since its a softpull ive been doing this every other week and my score has changed! Dont think its a true FICO because it doesnt specify anywhere. I got a kick out of this though because it makes my cap1 accounts useful haha.

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I've noticed this too ~ the score doesn't explicity say FICO, however the score range is 300 ~ 850 so it might be a FICO score.

Also the "key factors that adversly affected your credit score" matches the FICO score reasons that I have seen

[pizzadude]

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@Grover627 wrote:

Can doing this too often hurt your credit standing with Cap One?

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I wouldn't think it would hurt your chances of getting a CLI in the future since we are talking about Cap1.....