12-12-2008 11:55 AM
Sorry if this is a repost
Has anyone receive a letter from Cap1 with checks Reds and blues?
The Red ones (one is filled out for me to deposit) are for making purchases at current purchasing rate. The Blues are for balance transfers at 3.99% APR. In the fine print 3 % of each check or transferred balance amount or $50 per transaction, whichever is less. Also APR can be increased if payment is late twice in 12 months.
I think this is going to the shedder. After all these i had to combine my Cap1 cards to get a higher balance with them. Now that i paid the balance to zero they come with this. I think not.
12-12-2008 10:31 PM
12-13-2008 07:31 AM
I receive those checks from CAP1 every other month as well. I always shred them.
i always shred junk mail like this. it is not worth it. especially the fine print which some if not most read
12-13-2008 04:43 PM - edited 12-13-2008 04:44 PM
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.