Reply
Community Leader
Senior Contributor
myjourney
Posts: 25,133
Registered: ‎02-07-2013

Re: Capital one? missing transaction? HELPP


09Lexie wrote:
If the transaction has not posted ie still pending, you will not be able pay.

I thought same thing but OP says statement cut with a due date?

"Intelligence plus character--that is the goal of true education"
I will be gardening until a better offer/bonus comes along
Last escape 06/06/13 Bronze 7/6/2013 Silver 9/6/2013 Gold 12/6/2013 Palladium 3/6/14 made it...6/6/14 Plat is all mine
Moderator
09Lexie
Posts: 24,095
Registered: ‎09-13-2012

Re: Capital one? missing transaction? HELPP

It didn't seem clear that the transaction posted but that it was subtracted from OPs available credit.
Established Contributor
CashOnDelivery
Posts: 502
Registered: ‎04-17-2013

Re: Capital one? missing transaction? HELPP

I had this happend earlier this month. I couldn't pay the "pending" charge until it cleared. The charge was also made the day the statement cut but posted then next day. Account balance was $0, but avail balance included the "pending" charge. My CR reported it as a $0 because the "pending" charge didn't clear. I wonder if this is the case with the OP...


2010: 475 EQ 2011: 503 EQ 2012: 600 EQ2013:632 EQ
Starting Score: 634 EQ-3/13/13
Current Score: 706 EQ-8/29/13 703 EX-7/12/13 705 TU-8/9/13
Goal Score: 700

Take the myFICO Fitness Challenge

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+