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Capital one upgrade

New Contributor

Capital one upgrade

Received an email yesterday that one of my accounts( no hassle rewards card) could be upgraded to the new cash card!

   I did the upgrade in hopes they will cli me soon.

 This is my only crappy card with a low limit and the only reason it is still open is because my AF was waived.

 Everything on my account will stay the same and if they dont cli , it will be closed next year.

Transunion Fico 753
Equifax Fico 756
Experian 817 (amex pull)
Message 1 of 5
4 REPLIES
Mega Contributor

Re: Capital one upgrade


littlesister wrote:

Received an email yesterday that one of my accounts( no hassle rewards card) could be upgraded to the new cash card!

   I did the upgrade in hopes they will cli me soon.

 This is my only crappy card with a low limit and the only reason it is still open is because my AF was waived.

 Everything on my account will stay the same and if they dont cli , it will be closed next year.


Is this the excellent credit version of green cash? (Judging by your scores I assume so)

 

What is your current limit on it?




EQ FICO 548 3/3/16
Message 2 of 5
Regular Contributor

Re: Capital one upgrade

Got the same email and i upgraded mine also.. On the phone i asked if it meant i will be gettinng a cli soon.  Rep basically told me that its unlikely, and if i want a higher cl i should app for a new card, lol. At least he was honest.

 

This card is my lowest limit but i dont care since theres no annual fee, i closed my other cap1 card that had an annual fee.  Hopefully he was wrong and a cli is on the way for both of us.


Starting Score: TU 608, Eq 618
Current Score: TU 797 Eq 792, Ex 805 (psecu)
Goal Score: 840 across the board


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Message 3 of 5
Valued Contributor

Re: Capital one upgrade

i am guessing everyone with the no hassle rewards will be getting this card at somepoint. 


In my wallet: AMEX Gold; Freedom $1.5k; CSP $5k; Chase United $5k; Discover $2k
Last HP: 4/30
Message 4 of 5
Mega Contributor

Re: Capital one upgrade

I don't want this card, I like my NHC card!!!!

 

Cap 1 must know my track record of axing subprime cards...........My shredder is hungry.........Smiley Surprised




EQ FICO 548 3/3/16
Message 5 of 5