I hear you Brammy, I would like a higher credit limit (it's actually $4,600 at present), but I'm presently at a utilization of over 75% which I'd like to pay down before I apply for any more CL increases...I've also been hit with several hard inquiries recently due to an attempted refi/cash out of my condo. While I got a Citibank Dividends Platinum card ($3,600 CL), I got denied for BOA because of "too many recent inquiries," including 2 by mortgage brokers and Countrywide. My TU is still 700, but my Eq is down to 665, and Ex is down to 663, so I'm done with trying to get any more credit for the next year or so, until I get my FICO scores between 720 - 750. Thanks for your advice though.
