Yes take the money and run! When they offer me 1000 on my Venture i didn't think twice any increase is better then nothing lol
@rockbttm442 wrote:
I agree take the increase and then combine your limit to one card in March.
+1
Once you take the increase, it will also help your utilization (assuming you don't take advantage of the new available credit!)
If you're considering merging the accounts in the future, I would go for one last CLI on each account before doing so. A CLI shouldn't impact your merger, but if you merge first it could impact you getting a CLI on the newly 'merged' account.
Just my 2¢ 
I beg to differ but OP if I were you, I'll definitely WAIT. You maybe leaving some serious $$$$ on the table that is potentially hindered by ur current utilization on the card. If your able to significantly pay off ur balance on or before Dec 31st, I'll say just chill and try for an increase then. Chances are you may get a better offer and by June 2016 u will be eligible for another increase while ur account has aged some. I say this cos we both in the same boat. They also offering me a $1k increase on my Venture One with a $6,000 balance on a $7500 limit which I've declined. I definitely know they can do better (same scenario with my Venture that later ended up with a $3k increase up from $400 offer). My plan is to wait till Oct/Nov my projected payoff date and request an increase then. I'll report back with any changes. But at the end of the day, the ultimate decision is on u so choose wisely.
