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I have two Cap1 QS1 cards. One has a bl of $1680 with a limt of $2750... My question is on my second account. Limit of $1500 and a bl of $400, with a Increase due early next month. Money has been tight lately because of a Divorce. Would It help my chances of a better increase, if I pay off both accounts before statement cuts?
Or will they just be looking at the account in question?
my CLI experience with Cap1 cards is based on the individual card, not overall card payment history. But in general, you should be on good terms with them across the board on all their cards.
I have receieved thebest luck with cap1 CLI's when I pay frequently and use the card. So for example say I charge 1000 a month on the card, i would pay about 250 a week on the card until the balance hit 0. They like multiple payments and useage.
A CSR at CapOne also told my Dh that if you were signed up for AutoPay - it helps on the automatic CLIs - I honestly don't know for sure - but I signed up anyway. After 2nd statement I got increased from $500 to $1500 on each card..... still in credit steps as well.....
Anyone with a Tu score around 628/630...ever get a decent increase on a $1500 credit line? Hoping they double it? Been putting big spend on it/big payments.... Have fingers crossed.
Hope limit gets double to $3000, then combine with my $2750 card. Then pc to a regular Qs with a $5750 limt.... 😨