Capitol One - Mistaken credit limit increases in Oct - Nov

[Anonymous]

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@Anonymous wrote:

I was wondering what would happen if you had a balance over the 'actual' limit - Hope they don't try to ding you with an over the limit fee!

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Not only would they charge you the $35 over the limit fee, but set your interest rates to the default rate of 29.34%!

(Voice of experience speaking)

[bamagirl1]

c1 is definately one i plan to close soon hopefully it's served it's purpose or i'll just sock drawer it and only use it every leap year..ahhahaha it's served it's purpose but i feel you on the cli and apr..whew what a stinker

[Anonymous]

I went over the limit by 8 dollars on one of my Cap1 cards and did not get hit with an overlimit fee.  I think the reason is due to the fact that I caught it very quickly and paid the entire balance in full even quicker.